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$195,174

Listing Price

2beds

1baths

855sqft

3,872sqft lot

3165 Phlox Dr, Palm Harbor, FL 34684

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Condo / Townhome

Home type

228.27

Price / sqft

1984

Year built

Home Details

Under contract-accepting backup offers. Calling All Investors, Flippers & DIY Enthusiasts - Value-Add Opportunity in Palm Harbor's Cloverplacen$199,999 | 855 Sq Ft | 2 Bed / 1 Bath | HOA Only $230/MonthnThis villa-style home in the highly sought-after Cloverplace community is a rare find for anyone looking to build equity through renovation. Compact and efficient, this is an ideal scale for a first flip, a manageable DIY project, or a low-maintenance rental - with good bones, a smart layout, and a location that already commands strong demand.nWhy This Deal Works:nnPriced to leave room for renovation budget - at $199,999, this is one of the most accessible entry points into Cloverplace, leaving equity room to invest in updates and still land below comparable renovated homes in the areanRight-sized for a fast turnaround - 855 sq ft keeps renovation costs and timelines manageable, ideal for a first-time flipper or a weekend-warrior DIY projectnJust $230/month HOA - covers water, sewer, trash, and exterior/community maintenance, keeping your carrying costs low during renovation and your margins protected afternLand ownership - no lot-lease traps eating into your returnsnInvestor-friendly community - no restrictive rental caps working against your exit strategynOnly one shared wall - near-single-family feel and privacy, which commands a premium with buyers and tenants alikenPrivate fenced backyard - instant value-add potential for outdoor living space, a huge draw for resale or re

Interior Details

Square Feet
  • 855

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3872

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Condo/apartment

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$687

$0

$0

--%

$67,553

2019

$684

$0

$66,034

--%

$66,034

2018

$1,057

$0

$0

--%

$73,082

2017

$962

$0

$0

--%

$68,735

2016

$655

$0

$62,648

--%

$62,648

2014

$510

$0

$0

--%

$46,867

2013

$501

$0

$0

--%

$46,174

2012

$949

$0

$0

--%

$45,402

percent-home-icon

Average Home Price in 34684

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$220,592

3 Beds

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Sold 08/26/2026

$190,635

-- Beds

-- Baths

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Sold 07/07/2026

$195,204

-- Beds

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Sold 05/11/2026

$254,600

3 Beds

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3,739 Lot (sqft)

Sold 10/06/2026

$249,900

2 Beds

2 Baths

860 Sqft

3,740 Lot (sqft)

Sold 10/06/2026

$222,561

-- Beds

-- Baths

950 Sqft

3,828 Lot (sqft)

Sold NaN/NaN/NaN

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-- Beds

-- Baths

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3,873 Lot (sqft)

Sold 10/06/2026

$255,000

3 Beds

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950 Sqft

5,905 Lot (sqft)

Sold 09/29/2026

$289,900

3 Beds

2 Baths

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Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
195,174
$
Down payment
39,034.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,171.04
$
HOA (Monthly)
0
$
PMI
0
$
$1,263
Your Payment
Total Monthly Payment:$1,263
Percent of Income:22%
Affordable:Yes

Details for 3165 PHLOX DR

Property Debt

Foreclosure Contact Details