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$499,950

Listing Price

4beds

2baths

1,901sqft

7,565sqft lot

13 Phillips St, Middletown, NY 10940

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

140.86

Price / sqft

1880

Year built

Home Details

Set on a large parcel in conveniently located Middletown, this fully renovated home pays homage to its origins, seamlessly blending modern design with preserved rustic character. A thoughtfully conceived layout offers two bedrooms on the main level, ideal for effortless living, guest accommodations, or a private home office. Upon entry, original exposed beams and warm oak floors immediately set the tone, flowing gracefully throughout the home and anchoring the space in warmth and charm. At the heart of everything, a beautifully appointed kitchen balances form and function with Sub-Zero refrigeration, a Viking range, and a striking clay tile backsplash, creating an inviting space for both daily living and entertaining. The second level features two well-appointed bedrooms, including a gracious primary suite with an ensuite bath and a custom walk-in closet, offering a private and serene retreat. Every major system has been thoughtfully upgraded, including a new roof, new siding, and a brand-new central heating and cooling system, ensuring modern comfort and low-maintenance living. Outdoors, a slate patio and brick walkways extend the living space, while the expansive lot provides ample room for parking or the future addition of an artists studio or storage shed. Just 60 minutes to the GWB, Middletown offers convenient access to NYC (via the Metro North as well as Greyhound/Trailways) along with a vibrant mix of shopping, dining, and everyday amenities. Local favorites like Adam

Interior Details

Square Feet
  • 1901

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7565

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,899

$7,300

$9,100

--%

$16,400

2018

$4,405

$7,300

$9,100

--%

$16,400

2017

$4,271

$7,300

$9,100

--%

$16,400

2016

$4,282

$7,300

$9,100

--%

$16,400

2015

$4,152

$7,300

$9,100

--%

$16,400

2013

$3,946

$7,300

$9,100

--%

$16,400

2011

$3,854

$7,300

$9,100

--%

$16,400

percent-home-icon

Average Home Price in 10940

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$456,522

3 Beds

3 Baths

1,814 Sqft

10,800 Lot (sqft)

Sold 07/07/2026

$550,000

4 Beds

2.5 Baths

2,069 Sqft

11,173 Lot (sqft)

Sold NaN/NaN/NaN

$299,900

3 Beds

2 Baths

1,823 Sqft

11,200 Lot (sqft)

Sold 10/13/2026

$355,000

3 Beds

1.5 Baths

1,649 Sqft

5,600 Lot (sqft)

Sold 10/18/2026

$436,420

3 Beds

2 Baths

1,667 Sqft

10,000 Lot (sqft)

Sold NaN/NaN/NaN

$499,950

4 Beds

2 Baths

1,901 Sqft

7,565 Lot (sqft)

Sold 10/13/2026

$489,468

3 Beds

3 Baths

1,810 Sqft

17,854 Lot (sqft)

Sold 10/18/2026

$364,999

4 Beds

2 Baths

1,696 Sqft

7,854 Lot (sqft)

Sold 09/29/2026

$385,000

4 Beds

2 Baths

1,634 Sqft

10,261 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
499,950
$
Down payment
99,990
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,999.70
$
HOA (Monthly)
0
$
PMI
0
$
$3,236
Your Payment
Total Monthly Payment:$3,236
Percent of Income:55%
Affordable:No

Details for 13 PHILLIPS ST

Property Debt

Foreclosure Contact Details