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$195,000

Listing Price

2beds

1baths

680sqft

11,761sqft lot

162 Phillips Ln, Spruce Pine, NC 28777

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Single Family

Home type

170.42

Price / sqft

1950

Year built

Home Details

Are you looking for a cozy cottage filled with charm, look no more here it is waiting for you and move in ready. This little house has been renovated with all new kitchen, including cabinets, counter tops, and all new appliances. The hardwood floors original to home have been redone and are beautiful. The fireplace has been updated with gas logs. The bathroom has been completely redone, and a stackable washer dryer have been added on the main level. You do have a partial basement for storage. It has outside entrance only. You will find this home inside city limits, so you have city water and sewer. It is very convenient and walkable to downtown Spruce Pine, hospital and doctor office are nearby. The yard is nice and ready for you to enjoy, back yard would be a great fenced in space if you need one. If you are looking for a smaller home for yourself, potential rental, first time home buyer or just wanting to downsize don't miss the chance to see this one.

Interior Details

Square Feet
  • 680

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11761

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$173

$8,400

$21,500

--%

$29,900

2020

$173

$8,400

$21,500

--%

$29,900

2018

$173

$8,400

$21,500

--%

$29,900

2017

$244

$8,400

$33,800

--%

$42,200

2016

$223

$8,400

$33,800

--%

$42,200

percent-home-icon

Average Home Price in 28777

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$195,000

2 Beds

1 Baths

680 Sqft

11,761 Lot (sqft)

Sold 10/18/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
195,000
$
Down payment
39,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,170
$
HOA (Monthly)
0
$
PMI
0
$
$1,262
Your Payment
Total Monthly Payment:$1,262
Percent of Income:22%
Affordable:Yes

Details for 162 PHILLIPS LN

Property Debt

Foreclosure Contact Details