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$1,225,000

Listing Price

5beds

4baths

2,702sqft

6,578sqft lot

106 N Oak Dr, Surf City, NC 28445

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

453.37

Price / sqft

2020

Year built

Home Details

Welcome to Island Oaks, one of Topsail Island's most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show--sunrises, sunsets, and salty breezes included. Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal just as effortless as mornings on the beach. Whether you're boating, paddleboarding, or casting a line, this location is a dream for water lovers. The home features amazing decks on every level, providing multiple outdoor spaces to relax, entertain, and fully embrace island life from sunrise coffee to sunset cocktails. Adding exceptional versatility, the property includes separate ground-floor living quarters complete with a full bath and kitchen--ideal for guests, extended family, or private overflow space. Peaceful, private, and rich in coastal charm, this property offers the rare blend of natural beauty, exclusive amenities, and true Topsail Island lifestyle. A special opportunity to own in Island Oaks--where timeless oaks, tranquil waters, and unforgettable views come together.nnProfessional Photos and Floor Plan coming.

Interior Details

Square Feet
  • 2702

Bedrooms
  • 5

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6578

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Cottage

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$841

$114,120

$0

--%

$114,120

2019

$841

$114,120

$0

--%

$114,120

2018

$1,037

$133,400

$0

--%

$133,400

2017

$1,037

$133,400

$0

--%

$133,400

2015

$1,023

$133,400

$0

--%

$133,400

2013

$779

$133,400

$0

--%

$133,400

2013

$779

$133,400

$0

--%

$133,400

2011

$1,146

$0

$0

--%

$0

percent-home-icon

Average Home Price in 28445

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$--

3 Beds

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7,144 Lot (sqft)

Sold 07/07/2026

$1,399,000

4 Beds

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5,663 Lot (sqft)

Sold 10/13/2026

$1,575,000

5 Beds

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2,910 Sqft

6,098 Lot (sqft)

Sold 10/13/2026

$1,100,000

4 Beds

3 Baths

2,312 Sqft

6,360 Lot (sqft)

Sold 09/29/2026

$1,280,000

4 Beds

4 Baths

2,640 Sqft

6,490 Lot (sqft)

Sold 09/29/2026

$1,799,000

5 Beds

4.5 Baths

2,820 Sqft

11,848 Lot (sqft)

Sold 10/18/2026

$1,225,000

5 Beds

4 Baths

2,702 Sqft

6,578 Lot (sqft)

Sold 10/13/2026

$1,466,824

4 Beds

3.5 Baths

2,944 Sqft

7,710 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,225,000
$
Down payment
245,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,350
$
HOA (Monthly)
0
$
PMI
0
$
$7,930
Your Payment
Total Monthly Payment:$7,930
Percent of Income:136%
Affordable:No

Details for 106 N OAK DR

Property Debt

Foreclosure Contact Details

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