109 W Nursery Rd, Santa Rosa Beach, FL 32459

owner financing for qualified buyers with an accepted contract before 12.31.2024, 5% fixed rate, 20% down, 30-year amortization, 1-year balloon. backing onto the bayou, this new construction home offers a dream lifestyle for boaters with direct access to choctawhatchee bay. occupying a generous half-acre lot, this three-story home is surrounded by nature and includes a brand-new dock and boat lift. a sweeping driveway leads to covered parking and a storage area for vehicles and watercraft. steps lead up to elevated first-floor living with stunning views through a plethora of windows and doors. covered balconies to the front and rear provide outdoor spaces for relaxing and enjoying the idyllic surroundings. imagine living and entertaining in the huge family room with attractive hardwood flooring and designer-curated lighting. an oversized island with ample space for casual dining defines the gourmet kitchen area. features include quartz countertops, pendular lighting and textured tiles on the backsplash. new appliances include a six-burner gas stove with a hood in light wood. french doors open onto a large balcony for alfresco dining and sunsets over the bay. the luxurious master bedroom has waterfront views. it has a magnificent master bathroom, which boasts a free-standing garden tub with stunning bayou views. an oversized bonus/game room completes the main level. head upstairs to the top floor, where the open landing could be used as a second sitting area, home office or me