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$349,999

Listing Price

3beds

2baths

1,096sqft

5,470sqft lot

45 Nichols St, Gardner, MA 01440

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

319.34

Price / sqft

1900

Year built

Home Details

Searching for an affordable starter home with convenient access to Route 2? This charming 3 bedroom, 2 bathroom home offers a functional layout and comfortable living spaces. The first floor features durable laminate flooring, an eat-in kitchen with stainless steel appliances, and the convenience of first-floor laundry. Upstairs, you'll find a spacious primary bedroom with its own private bathroom, along with two additional bedrooms perfect for family, guests, or a home office. Start your mornings with a cup of coffee or unwind in the afternoon in the bright enclosed porch. The fully fenced yard provides plenty of space for entertaining, gardening, pets, or relaxing around a fire pit. Ideally located just minutes from downtown Gardner, you'll enjoy easy access to shopping, restaurants, local breweries, Pulaski Playground & Dog Park, and all the conveniences the area has to offer.

Interior Details

Square Feet
  • 1096

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5470

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,633

$38,900

$94,500

--%

$133,400

2019

$2,515

$38,900

$86,000

--%

$124,900

2018

$2,339

$38,900

$76,500

--%

$115,400

2017

$2,384

$38,900

$77,500

--%

$116,400

2016

$1,994

$38,900

$58,500

--%

$97,400

2014

$2,146

$43,200

$70,500

--%

$113,700

2013

$2,130

$43,200

$78,800

--%

$122,000

percent-home-icon

Average Home Price in 01440

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$299,900

3 Beds

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Sold 10/22/2026

$280,812

2 Beds

1 Baths

1,020 Sqft

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Sold 10/14/2026

$349,900

2 Beds

1 Baths

1,045 Sqft

9,450 Lot (sqft)

Sold 10/13/2026

$341,179

2 Beds

1 Baths

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Sold 10/18/2026

$294,900

3 Beds

1 Baths

1,199 Sqft

6,600 Lot (sqft)

Sold 10/13/2026

$287,501

3 Beds

1 Baths

1,170 Sqft

5,300 Lot (sqft)

Sold 10/13/2026

$359,900

3 Beds

1 Baths

1,232 Sqft

7,800 Lot (sqft)

Sold 10/13/2026

$396,099

2 Beds

1.5 Baths

1,091 Sqft

11,106 Lot (sqft)

Sold 10/18/2026

$349,900

3 Beds

1 Baths

1,254 Sqft

13,355 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
349,999
$
Down payment
69,999.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,099.99
$
HOA (Monthly)
0
$
PMI
0
$
$2,266
Your Payment
Total Monthly Payment:$2,266
Percent of Income:39%
Affordable:No

Details for 45 NICHOLS ST

Property Debt

Foreclosure Contact Details