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$125,180

Listing Price

3beds

1baths

1,305sqft

3,135sqft lot

81 Niagara St, Oswego, NY 13126

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Single Family

Home type

95.92

Price / sqft

1890

Year built

Home Details

Seller requesting all Fairest & Best offers by 7:00pm today (Wednesday 3/11/26).nnnPrevious Buyer's lending fell through. Now is the time to make this 3-bed, 1-bath house your new home. This home is located just 1.5 blocks from the Kingsford Park School and a short walk to downtown Oswego's restaurants and stores. Many of the updates to this listing include: Hot water tank, Fencing in backyard, Storm door on front porch, Storm door on side porch, Basement windows closest to Niagara Street (open inward), Side porch steps, and Front porch steps. The enclosed porch is where you will enter this home and is perfect to getting you out of the chill while you're getting the keys for the main front door or for enjoying a summer evening. The first floor has a front living room, middle dining room and back family room that leads into the eat-in kitchen. (There was a half bath located under the stairway but that was removed but still roughed in). Upstairs are two large bedrooms and a smaller third bedroom that has been used as a nursery. There is also a full bath on the second floor with a tub/shower. Being Sold "as is". The backyard is fully fenced in for security and privacy. Some photos of the rooms have been virtually staged.

Interior Details

Square Feet
  • 1305

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3135

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$812

$9,700

$47,300

--%

$57,000

2018

$1,159

$9,700

$47,300

--%

$57,000

2017

$1,153

$9,700

$47,300

--%

$57,000

2016

$547

$9,700

$47,300

--%

$57,000

2015

$559

$9,700

$47,300

--%

$57,000

2013

$515

$9,700

$47,300

--%

$57,000

2012

$507

$9,700

$47,300

--%

$57,000

percent-home-icon

Average Home Price in 13126

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percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
125,180
$
Down payment
25,036
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
751.08
$
HOA (Monthly)
0
$
PMI
0
$
$810
Your Payment
Total Monthly Payment:$810
Percent of Income:14%
Affordable:Yes

Details for 81 NIAGARA ST

Property Debt

Foreclosure Contact Details