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$4,588,000

Listing Price

4beds

4baths

2,586sqft

7,318sqft lot

116 Monterey St, Santa Cruz, CA 95060

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

1116.65

Price / sqft

2007

Year built

Home Details

Some homes simply have an address; this one has a vantage point. From the moment you step inside 116 Monterey Street, a coastal panorama unfolds: Loma Prieta stands sentinel to the east, the iconic Santa Cruz Boardwalk and Wharf shimmer below, and the Monterey Bay Marine Sanctuary stretches to the horizon. This Mediterranean masterpiece was entirely reimagined in 2007 by the current owners, ensuring every detail was overseen with an owners eye for perfection. They meticulously preserved the vintage character, designing a high-end modern residence around that historic core.From the structural integrity to the lush,professional landscaping, every inch of this property has been built, lived in, and maintained to an immaculate standard.Situated just steps from West Cliff Drive and the Cowells Beach stairs, this residence caters to an active lifestyle centered around the ocean. The chef's kitchen, anchored by a Wolf range and a generous island, makes entertaining effortless. Evenings end in a private coastal oasis featuring an 8-person outdoor hot tub and a convenient outdoor shower, the essential finish to a morning surf session.The permitted 1bed/1 bath ADU sits atop a 2-car mechanic's garage and offers a proven income of $30-40k annually.

Interior Details

Square Feet
  • 2586

Bedrooms
  • 4

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7318

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Wood Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$17,030

$726,592

$782,942

--%

$1,509,534

2019

$16,664

$712,345

$767,591

--%

$1,479,936

2018

$16,470

$698,378

$752,540

--%

$1,450,918

2017

$16,254

$684,685

$737,784

--%

$1,422,469

2016

$15,333

$671,260

$723,318

--%

$1,394,578

2014

$14,816

$648,225

$698,497

--%

$1,346,722

2013

$13,931

$603,766

$650,578

--%

$1,254,344

2012

$13,970

$580,543

$625,557

--%

$1,206,100

percent-home-icon

Average Home Price in 95060

Nearby Properties

Zip Code

Price

Bed

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Sqft

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Sold Date

$2,748,145

3 Beds

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Sold 10/09/2026

$2,073,249

3 Beds

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Sold 08/27/2026

$2,496,500

4 Beds

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Sold 08/07/2026

$1,879,000

3 Beds

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5,009 Lot (sqft)

Sold 10/06/2026

$2,849,732

3 Beds

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2,436 Sqft

5,924 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
4,588,000
$
Down payment
917,600
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
27,528
$
HOA (Monthly)
0
$
PMI
0
$
$29,699
Your Payment
Total Monthly Payment:$29,699
Percent of Income:509%
Affordable:No

Details for 116 MONTEREY ST

Property Debt

Foreclosure Contact Details

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