96147 Montego Bay, Fernandina Beach, FL 32034

Centrally Located Amelia Island Home - Just 1 Mile from the Beach Beautifully remodeled 5-bedroom, 3-bath home with new roof, true hardwood floors, and a flexible layout featuring four bedrooms upstairs plus a main-level master suite. The kitchen and living areas open to a large covered porch and screened back patio, ideal for entertaining. Spacious backyard offers plenty of room for a pool. Modern upgrades include a UV Ray HVAC sanitizer system for clean, healthy air. Added benefits: no city taxes, not in a flood zone, and no rental restrictionsa rare find on Amelia Island. While most neighbors are year-round residents, the community also welcomes seasonal living, making this property perfect as a primary home, vacation retreat, or investment. Conveniently located just one mile from pristine beaches and short distance to shopping, dining, and schools, this home captures the best of island living.