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$755,132

Listing Price

4beds

2baths

2,148sqft

9,395sqft lot

96233 Montego Bay, Fernandina Beach, FL 32034

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

351.55

Price / sqft

2004

Year built

Home Details

Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offe

Interior Details

Square Feet
  • 2148

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9395

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,815

$95,000

$202,434

--%

$297,434

2019

$2,636

$0

$0

--%

$201,518

2018

$2,608

$0

$0

--%

$197,761

2017

$2,376

$0

$0

--%

$193,693

2016

$2,350

$0

$0

--%

$189,709

2014

$2,364

$0

$0

--%

$186,895

2013

$2,210

$75,000

$109,133

--%

$184,133

2012

$2,413

$0

$0

--%

$195,489

percent-home-icon

Average Home Price in 32034

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Bed

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Sqft

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Sold Date

$828,572

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3 Beds

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$684,000

4 Beds

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Sold 09/29/2026

$750,000

4 Beds

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Sold 10/06/2026

$585,000

3 Beds

2 Baths

2,050 Sqft

9,647 Lot (sqft)

Sold 09/29/2026

$755,132

4 Beds

2 Baths

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9,395 Lot (sqft)

Sold 10/05/2026

$689,000

5 Beds

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2,276 Sqft

9,374 Lot (sqft)

Sold 09/29/2026

$689,000

3 Beds

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Sold 10/05/2026

$660,000

4 Beds

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Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
755,132
$
Down payment
151,026.4
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,530.79
$
HOA (Monthly)
0
$
PMI
0
$
$4,888
Your Payment
Total Monthly Payment:$4,888
Percent of Income:84%
Affordable:No

Details for 96233 MONTEGO BAY

Property Debt

Foreclosure Contact Details