PENDING

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$90,000

Listing Price

5beds

2baths

1,918sqft

5,000sqft lot

734 Mill St, Watertown, NY 13601

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Multi-Family

Home type

--

Price / sqft

1890

Year built

Home Details

** Prime Investment Opportunity with Assumable Loan Under 3% - Side-by-Side Duplex, Watertown NYnUnlock exceptional value with this side-by-side duplex situated on a corner lot in the City of Watertown. Whether youre an investor or an owner-occupant looking to build long-term equity, this property offers rare potential - including an assumable loan with an interest rate under 3%, a tremendous advantage in todays market.nOne unit features 3 bedrooms and 1 bath, while the second offers 2 bedrooms and 1 bath, giving you flexible rental or resale options. The roof is approximately 4 years old (per owner), providing a solid foundation for future improvements.nThe property is being sold as-is, where-is. The furnaces are not functional, and the water line may have been damaged during winter (condition unknown). For the right buyer, this is an opportunity to add value and significantly increase returns.nOnce refreshed, this duplex is poised to shine-whether as a lucrative flip or a steady, high-performing rental.nYoull also love the location:n Straight drive to Fort Drumn Minutes from Samaritan Medical Centern Close to two elementary schoolsn Quick access to highway entrance/exitnWith its strategic location, strong rental demand, and the rare benefit of an assumable sub-3% loan, this property stands out as one of the most compelling investment opportunities in Watertown.

Interior Details

Square Feet
  • 1918

Bedrooms
  • 5

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5000

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Composition/composite

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

0

$0

$8,300

$53,300

--%

$61,600

0

$0

$8,300

$53,300

--%

$61,600

0

$0

$8,300

$53,300

--%

$61,600

0

$0

$8,300

$53,300

--%

$61,600

0

$0

$8,300

$53,300

--%

$61,600

0

$0

$8,300

$53,300

--%

$61,600

2011

$0

$8,300

$53,300

--%

$61,600

percent-home-icon

Average Home Price in 13601

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$--

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4 Beds

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Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
90,000
$
Down payment
18,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
540
$
HOA (Monthly)
0
$
PMI
0
$
$583
Your Payment
Total Monthly Payment:$583
Percent of Income:10%
Affordable:Yes

Details for 734 MILL ST

Property Debt

Foreclosure Contact Details