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$290,000

Listing Price

4beds

2baths

2,187sqft

10,640sqft lot

109 Mill St, Theresa, NY 13691

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

130.32

Price / sqft

1860

Year built

Home Details

Discover the perfect blend of comfort and convenience in this fully renovated 4-bedroom, 2-bathroom home. With an impressive 2187 sqft layout, this home features a stunning open-concept kitchen, dining, and living area, complete with stainless steel appliances and sleek hardwood floors. Enjoy the practicality of a mudroom and an attached garage, enhancing your daily convenience. Nature lovers will revel in the propertys exclusive 133 feet of waterfront on the scenic Indian River, perfect for tranquil mornings. Your new home is designed for all seasons, equipped with new spray foam insulation and a powerful 14, 000 BTU window air conditioner ensuring year-round comfort. Located within walking distance to Theresa Primary School, post office and downtown. The backyard offers a fully fenced area. Offering an assumable mortgage at 5.6% and a seller open to negotiation, this property is not only a peaceful haven but also a smart financial choice. Experience budget-friendly living with municipal power which is reduced electrical costs. Don't miss out on this incredible opportunityyour dream home awaits! Seller to credit buyer $1k for propane. Located just 15 minutes from Fort Drum.

Interior Details

Square Feet
  • 2187

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10640

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,919

$14,300

$93,000

--%

$107,300

2018

$3,348

$14,300

$93,000

--%

$107,300

2017

$1,823

$14,300

$93,000

--%

$107,300

2016

$2,158

$14,300

$93,000

--%

$107,300

2015

$1,784

$14,300

$93,000

--%

$107,300

2013

$1,607

$5,300

$44,700

--%

$50,000

2011

$1,571

$5,300

$44,700

--%

$50,000

percent-home-icon

Average Home Price in 13691

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$199,000

4 Beds

2 Baths

2,260 Sqft

18,731 Lot (sqft)

Sold 10/13/2026

$245,000

4 Beds

2 Baths

2,122 Sqft

12,096 Lot (sqft)

Sold 10/13/2026

$290,000

4 Beds

2 Baths

2,187 Sqft

10,640 Lot (sqft)

Sold 09/29/2026

$235,000

3 Beds

2 Baths

2,133 Sqft

9,100 Lot (sqft)

Sold 10/13/2026

$215,000

3 Beds

1.5 Baths

1,932 Sqft

21,582 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
290,000
$
Down payment
58,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,740
$
HOA (Monthly)
0
$
PMI
0
$
$1,877
Your Payment
Total Monthly Payment:$1,877
Percent of Income:32%
Affordable:No

Details for 109 MILL ST

Property Debt

Foreclosure Contact Details

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