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$457,000

Listing Price

3beds

2baths

1,990sqft

8,450sqft lot

232 Middleburg Dr, Panama City Beach, FL 32413

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

230.15

Price / sqft

2006

Year built

Home Details

Palmetto Trace w/ community pool! Located in the highly sought-after Palmetto Trace community, this 3-bedroom, 2-bath home puts you right in the center of Panama City Beach--just minutes from Pier Park, Frank Brown Park, and the beach. Inside, you'll find a functional split floor plan with an open living space, vaulted ceilings, and plenty of natural light. The kitchen flows easily into the main living and dining areas, making it practical for everyday living and easy to entertain when needed. Fresh interior paint gives the home a clean, updated feel. The primary suite is set apart from the secondary bedrooms and offers good space, a walk-in closet, and a private bath with double vanities. On the opposite side of the home, two additional bedrooms and a full bath provide flexibility for guests, family, or a home office. Out back, enjoy a screened-in patio that gives you that indoor-outdoor living buyers want, along with a fenced yard that's easy to maintain. With a roof replaced in 2023 and access to two community pools, this home checks the boxes for both comfort and peace of mind. Palmetto Trace is golf cart-friendly, with sidewalks throughout, making it easy to get around and enjoy everything nearby. You're just minutes from Pier Park, with quick access to shopping, dining, nightlife, and entertainment, including local favorites, beach access, and Topgolf. If you're looking for location, convenience, and a solid home in a strong price range, this one is worth a look. Schedu

Interior Details

Square Feet
  • 1990

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8450

Water
  • No

Sewer
  • No

Parking
  • Type:

    Driveway

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,300

$58,004

$221,692

--%

$279,696

2019

$2,651

$61,778

$193,092

--%

$254,870

2018

$2,363

$0

$0

--%

$225,382

2017

$2,132

$51,163

$169,583

--%

$220,746

2016

$2,159

$50,814

$171,905

--%

$222,719

2014

$2,057

$0

$0

--%

$208,178

2013

$1,882

$0

$0

--%

$208,717

2012

$1,908

$0

$0

--%

$210,768

percent-home-icon

Average Home Price in 32413

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Zip Code

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Bed

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Sqft

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Sold Date

$473,207

3 Beds

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4 Beds

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Sold 07/18/2026

$445,000

3 Beds

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8,673 Lot (sqft)

Sold 09/29/2026

$545,000

4 Beds

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2,017 Sqft

9,179 Lot (sqft)

Sold 09/29/2026

$448,000

3 Beds

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1,872 Sqft

8,402 Lot (sqft)

Sold 09/29/2026

$367,078

3 Beds

2 Baths

1,742 Sqft

8,930 Lot (sqft)

Sold NaN/NaN/NaN

$457,000

3 Beds

2 Baths

1,990 Sqft

8,450 Lot (sqft)

Sold 10/05/2026

$539,175

4 Beds

2.5 Baths

2,086 Sqft

10,926 Lot (sqft)

Sold 10/05/2026

$525,000

3 Beds

2 Baths

1,993 Sqft

8,331 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
457,000
$
Down payment
91,400
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,742
$
HOA (Monthly)
0
$
PMI
0
$
$2,958
Your Payment
Total Monthly Payment:$2,958
Percent of Income:51%
Affordable:No

Details for 232 MIDDLEBURG DR

Property Debt

Foreclosure Contact Details