PENDING

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$299,900

Listing Price

4beds

1baths

1,780sqft

3,565sqft lot

521 Mercer St, Albany, NY 12208

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

168.48

Price / sqft

1920

Year built

Home Details

Character, charm, and an unbeatable Albany location come together at 521 Mercer Street! This spacious 4-bedroom, 2-full-bath home is anything but ordinary, offering the warmth and architectural personality that's hard to find in newer homes, all while providing modern comforts like central air conditioning.nnStep inside to discover beautiful hardwood floors, classic details, spacious rooms, and character-filled living spaces with plenty of room to spread out. The flexible floor plan offers endless possibilities, whether you're entertaining, creating a dedicated home office, hosting guests, or simply looking for a home with room to grow. nnEnjoy even more living space outdoors. Start your morning with coffee on the charming covered porch (both in front and back), then head out to your fully fenced backyard, a private outdoor space perfect for gardening, pets, entertaining, and relaxing.nnLocation is a standout here! Situated near Albany Medical Center, Washington Park, downtown Albany, restaurants, shopping, colleges, entertainment, public transportation, and major roadways, this centrally located Albany home puts the best of the city and Capital Region within easy reach.nnIf you've been searching for a spacious home with classic charm, and an exceptionally convenient location near Albany Medical Center, 521 Mercer Street deserves your attention. Come experience the character, space, and location that make this home truly special!

Interior Details

Square Feet
  • 1780

Bedrooms
  • 4

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3565

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Stucco

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,666

$25,000

$99,000

--%

$124,000

2018

$3,655

$25,000

$99,000

--%

$124,000

2017

$3,742

$25,000

$99,000

--%

$124,000

2016

$3,913

$25,000

$99,000

--%

$124,000

2015

$3,881

$33,600

$101,400

--%

$135,000

2013

$3,929

$33,600

$101,400

--%

$135,000

2011

$4,517

$33,600

$134,400

--%

$168,000

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Average Home Price in 12208

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$320,000

4 Beds

1 Baths

2,000 Sqft

3,952 Lot (sqft)

Sold 09/29/2026

$325,000

4 Beds

2 Baths

1,826 Sqft

3,720 Lot (sqft)

Sold 09/29/2026

$299,900

4 Beds

1 Baths

1,780 Sqft

3,565 Lot (sqft)

Sold 10/06/2026

$254,593

4 Beds

1.5 Baths

1,614 Sqft

2,442 Lot (sqft)

Sold 10/06/2026

$289,900

4 Beds

2 Baths

1,682 Sqft

5,876 Lot (sqft)

Sold 09/29/2026

$280,000

3 Beds

2 Baths

1,692 Sqft

4,255 Lot (sqft)

Sold 09/29/2026

$300,777

3 Beds

2 Baths

1,674 Sqft

4,950 Lot (sqft)

Sold 10/05/2026

$295,900

3 Beds

1.5 Baths

1,518 Sqft

3,300 Lot (sqft)

Sold 10/05/2026

$339,900

4 Beds

2 Baths

1,871 Sqft

5,085 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
299,900
$
Down payment
59,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,799.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,941
Your Payment
Total Monthly Payment:$1,941
Percent of Income:33%
Affordable:No

Details for 521 MERCER ST

Property Debt

Foreclosure Contact Details