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$1,795,000

Listing Price

2beds

2baths

1,347sqft

4,792sqft lot

123 Merced Ave, Santa Cruz, CA 95060

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

1332.59

Price / sqft

1962

Year built

Home Details

Discover the endless possibilities of this Lower Westside gem, located just two houses away from the ocean! This charming 2-bedroom, 2-bath single-story home offers the perfect canvas to build or reimagine your dream home, featuring ocean views from the living room and private back yard. Situated in one of Santa Cruz's most coveted neighborhoods, enjoy a prime location just moments from Westcliff Drive, the bike path, and amazing views of the Monterey Bay. Embrace the convenience of being moments away from the popular Swift Street Courtyard, offering easy access to local hotspots like Cat and Cloud, Humble Sea, New Leaf Market, Bantam, and an array of wineries and dining attractions. With mature landscaping in the front and convenient alley access in the back, this home combines classic appeal with incredible future potential. Don't miss this opportunity - A MUST SEE!!

Interior Details

Square Feet
  • 1347

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4792

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • Sawtooth

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,376

$25,894

$59,424

--%

$85,318

2019

$1,337

$25,386

$58,258

--%

$83,644

2018

$1,326

$24,888

$57,116

--%

$82,004

2017

$1,313

$24,400

$55,996

--%

$80,396

2016

$1,261

$23,922

$54,898

--%

$78,820

2014

$1,116

$23,100

$53,014

--%

$76,114

2013

$1,119

$22,996

$52,774

--%

$75,770

2012

$1,064

$22,545

$51,740

--%

$74,285

percent-home-icon

Average Home Price in 95060

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$2,242,233

2 Beds

1.5 Baths

1,548 Sqft

6,011 Lot (sqft)

Sold 10/03/2026

$1,631,764

3 Beds

2 Baths

1,298 Sqft

4,792 Lot (sqft)

Sold 07/15/2026

$1,354,030

1 Beds

1 Baths

1,545 Sqft

7,536 Lot (sqft)

Sold 06/05/2026

$2,407,165

3 Beds

2 Baths

1,206 Sqft

5,009 Lot (sqft)

Sold 05/26/2026

$1,908,332

2 Beds

2 Baths

1,306 Sqft

4,661 Lot (sqft)

Sold 10/05/2026

$1,893,637

3 Beds

2 Baths

1,252 Sqft

5,358 Lot (sqft)

Sold 10/06/2026

$1,064,514

3 Beds

2 Baths

1,176 Sqft

7,492 Lot (sqft)

Sold 09/29/2026

$1,746,591

3 Beds

3 Baths

1,450 Sqft

6,316 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,795,000
$
Down payment
359,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
10,770
$
HOA (Monthly)
0
$
PMI
0
$
$11,619
Your Payment
Total Monthly Payment:$11,619
Percent of Income:199%
Affordable:No

Details for 123 MERCED AVE

Property Debt

Foreclosure Contact Details

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