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$220,000

Listing Price$97,100Est. Opening Bid

4beds

1.5baths

2,011sqft

4,200sqft lot

265 Melville St, Rochester, NY 14609

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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Bank Owned

For Sale

Single Family

Home type

109.4

Price / sqft

1926

Year built

Home Details

Step inside this truly exceptional Beachwood home, where timeless character meets thoughtful updates and an unparalleled level of care. Meticulously maintained and exceptionally clean, this four-bedroom home showcases beautifully restored gumwood trim, stained and leaded glass, and solid wood pocket doors that preserve its original charm and craftsmanship.nnThe updated kitchen blends modern functionality with the character of the home, while both bathrooms have been thoughtfully updated. Four spacious bedrooms offer flexibility, including one with its own private porch-a perfect spot to enjoy your morning coffee or unwind at the end of the day.nnThe care continues throughout the lower level, where the basement is remarkably clean, dry, and exceptionally well maintained. A huge walk-up attic provides an abundance of storage and exciting potential for future living space, hobbies, or a home office.nnOutside, enjoy a fully fenced yard with plenty of room to relax, play, or entertain, plus a convenient storage shed. This is a rare opportunity to own a home where historic details have been lovingly preserved, modern updates have been thoughtfully completed, and every inch reflects pride of ownership.nDelayed Negotiations Wednesday 8/26 @ 11am.

Interior Details

Square Feet
  • 2011

Bedrooms
  • 4

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4200

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$502

$5,700

$42,900

--%

$48,600

2018

$634

$5,700

$42,900

--%

$48,600

2017

$450

$5,700

$42,900

--%

$48,600

2016

$447

$5,700

$42,900

--%

$48,600

2015

$423

$5,700

$37,300

--%

$43,000

2013

$387

$5,700

$37,300

--%

$43,000

2011

$636

$5,700

$47,300

--%

$53,000

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Average Home Price in 14609

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$89,040

3 Beds

1 Baths

1,742 Sqft

5,280 Lot (sqft)

Sold 09/05/2026

$119,900

4 Beds

2 Baths

1,958 Sqft

7,000 Lot (sqft)

Sold 09/29/2026

$125,154

4 Beds

2 Baths

2,072 Sqft

5,227 Lot (sqft)

Sold 10/27/2026

$77,686

4 Beds

2 Baths

1,874 Sqft

5,317 Lot (sqft)

Sold 10/27/2026

$169,900

3 Beds

1 Baths

1,714 Sqft

6,320 Lot (sqft)

Sold 10/27/2026

$180,000

4 Beds

2 Baths

1,880 Sqft

4,000 Lot (sqft)

Sold 07/10/2025

$199,900

3 Beds

1.5 Baths

2,110 Sqft

6,075 Lot (sqft)

Sold 10/13/2026

$304,607

3 Beds

1 Baths

1,776 Sqft

4,800 Lot (sqft)

Sold 10/27/2026

$185,444

4 Beds

1.5 Baths

1,973 Sqft

6,320 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
220,000
$
Down payment
44,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,320
$
HOA (Monthly)
0
$
PMI
0
$
$1,424
Your Payment
Total Monthly Payment:$1,424
Percent of Income:24%
Affordable:Yes

Bank Owned Details for 265 MELVILLE ST

Property Debt

Foreclosure Contact Details