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$99,900

Listing Price

3beds

1baths

1,358sqft

3,000sqft lot

497 Melville St, Rochester, NY 14609

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

74.53

Price / sqft

1914

Year built

Home Details

Turnkey Cash-Flow Machine or Your Affordable Forever Home 497 Melville St.nLocation doesnt get any better literally steps from bustling Culver Ave and everything the Culver Merchants / Beechwood neighborhoods have to offer: cafes, restaurants, shops, parks, and expressway access just minutes away.nnThis classic home has been tastefully refreshed and is 100% turnkey perfect for the savvy investor looking to add an easy, high-yield rental to the portfolio or the first-time buyer / downsizer who wants a move-in-ready home without breaking the bank.nnBrand-new Energy Star vinyl windows flood every room with natural light while keeping heating bills low.nGorgeous mix of classic hardwoods and modern luxury vinyl plank flooring.nHuge refinished eat-in kitchen with tons of cabinet/counter space.nFormal dining room big enough for holiday gatherings.nOversized living room that lives even larger than it looksnUpstairs: spacious bedrooms with surprisingly large closets nBeautifully remodeled full bathroom nnFresh paint, updated fixtures, solid mechanicals truly nothing to do but collect rent or move right in. nWith todays ultra-low inventory, a turnkey, cash-flowing property this clean and this well-located is an absolute unicorn. Whether youre building wealth or planting roots, 497 Melville St is a rare opportunity this time of year.nnDelayed Negotiations until Wednesday, December 17th, at 12pm.

Interior Details

Square Feet
  • 1358

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3000

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Composition/composite

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$736

$5,300

$40,400

--%

$45,700

0

$0

$5,300

$40,400

--%

$45,700

2017

$694

$5,300

$40,400

--%

$45,700

2016

$695

$5,300

$40,400

--%

$45,700

2015

$668

$5,300

$36,700

--%

$42,000

2013

$641

$5,300

$36,700

--%

$42,000

2011

$1,707

$5,300

$42,100

--%

$47,400

percent-home-icon

Average Home Price in 14609

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$159,167

3 Beds

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1,469 Sqft

5,196 Lot (sqft)

Sold 10/30/2026

$169,633

2 Beds

1 Baths

1,215 Sqft

4,400 Lot (sqft)

Sold 10/20/2026

$170,598

3 Beds

1 Baths

1,298 Sqft

3,752 Lot (sqft)

Sold 10/01/2026

$211,052

3 Beds

1.5 Baths

1,513 Sqft

6,970 Lot (sqft)

Sold 09/23/2026

$--

3 Beds

2 Baths

1,297 Sqft

4,792 Lot (sqft)

Sold 09/01/2026

$112,769

4 Beds

2 Baths

1,529 Sqft

12,632 Lot (sqft)

Sold 07/23/2026

$179,405

4 Beds

1 Baths

1,500 Sqft

4,000 Lot (sqft)

Sold 10/27/2026

$198,000

3 Beds

1 Baths

1,224 Sqft

3,920 Lot (sqft)

Sold 10/26/2026

$149,900

3 Beds

1 Baths

1,172 Sqft

6,094 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
99,900
$
Down payment
19,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
599.4
$
HOA (Monthly)
0
$
PMI
0
$
$647
Your Payment
Total Monthly Payment:$647
Percent of Income:11%
Affordable:Yes

Details for 497 MELVILLE ST

Property Debt

Foreclosure Contact Details