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$245,000

Listing Price

3beds

1baths

834sqft

6,600sqft lot

278 S Melrose Ave, Elgin, IL 60123

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

293.76

Price / sqft

1940

Year built

Home Details

Charming, well-built, and full of character! This adorable 2-bedroom, 1-bath home is tucked away in a desirable Elgin location and offers the perfect blend of comfort, functionality, and opportunity. The interior was completely remodeled down to the studs when purchased in 2010, creating a practical layout with inviting living spaces and a home that has been well cared for over the years. Recent updates include central air (2021), along with a newer refrigerator, dishwasher, and garbage disposal. Outside, you'll love the private backyard-ideal for relaxing, entertaining, or enjoying a quiet evening-as well as the oversized 2-car garage with plenty of room for vehicles, hobbies, and additional storage. The basement provides valuable storage space and added functionality. This property offers a wonderful opportunity for its next owner to personalize a few finishing touches while enjoying the peace of mind that comes with a solid home. Conveniently located near parks, schools, shopping, dining, and commuter routes.

Interior Details

Square Feet
  • 834

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6600

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,419

$10,183

$32,431

--%

$42,614

2018

$3,176

$9,593

$28,539

--%

$38,132

2017

$3,090

$9,069

$26,980

--%

$36,049

2016

$2,926

$8,414

$25,030

--%

$33,444

2015

$2,858

$7,712

$22,942

--%

$30,654

2013

$2,554

$7,818

$23,257

--%

$31,075

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Average Home Price in 60123

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$260,258

3 Beds

1 Baths

956 Sqft

6,389 Lot (sqft)

Sold 09/03/2026

$253,310

2 Beds

2 Baths

952 Sqft

6,600 Lot (sqft)

Sold 08/12/2026

$290,061

2 Beds

1 Baths

718 Sqft

6,600 Lot (sqft)

Sold 10/13/2026

$275,529

2 Beds

1 Baths

876 Sqft

6,600 Lot (sqft)

Sold 10/13/2026

$245,000

3 Beds

1 Baths

834 Sqft

6,600 Lot (sqft)

Sold 10/13/2026

$245,000

2 Beds

1 Baths

728 Sqft

7,100 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
245,000
$
Down payment
49,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,470
$
HOA (Monthly)
0
$
PMI
0
$
$1,586
Your Payment
Total Monthly Payment:$1,586
Percent of Income:27%
Affordable:Yes

Details for 278 S MELROSE AVE

Property Debt

Foreclosure Contact Details