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$396,715

Listing Price

3beds

2baths

1,514sqft

9,040sqft lot

431 N Melrose Ave, Elgin, IL 60123

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

262.03

Price / sqft

1958

Year built

Home Details

Beautifully maintained all-brick ranch featuring 3 spacious bedrooms, 2 full baths, and an impressive finished basement perfect for entertaining. This home offers a bright and inviting layout with large windows, a generous living room, a well-kept kitchen with ample cabinetry, and a sun-filled dining area overlooking the private, fully fenced backyard. Enjoy additional living space in the huge basement complete with a cozy fireplace, built-in bar, rec area, full bath, and plenty of storage. The enclosed sunroom provides the perfect spot to relax year-round. Outdoor features include a large patio, mature trees, and a wide driveway leading to an attached 2-car garage. Conveniently located in a quiet neighborhood near parks, schools, shopping, and major roadways. Move-in ready and extremely well cared for-this is one you don't want to miss! none working oven

Interior Details

Square Feet
  • 1514

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9040

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$5,931

$15,868

$53,644

--%

$69,512

2018

$5,881

$14,949

$50,536

--%

$65,485

2017

$5,750

$14,132

$47,775

--%

$61,907

2016

$5,485

$13,111

$44,322

--%

$57,433

2015

$5,408

$12,017

$40,625

--%

$52,642

2013

$4,605

$12,182

$39,029

--%

$51,211

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Average Home Price in 60123

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$300,853

2 Beds

1 Baths

1,372 Sqft

22,216 Lot (sqft)

Sold 10/01/2026

$290,000

2 Beds

2 Baths

1,374 Sqft

0 Lot (sqft)

Sold 09/14/2026

$231,347

3 Beds

1.5 Baths

1,538 Sqft

1,758 Lot (sqft)

Sold 09/10/2026

$248,905

3 Beds

1.5 Baths

1,422 Sqft

1,838 Lot (sqft)

Sold 08/07/2026

$328,937

2 Beds

1 Baths

1,360 Sqft

6,600 Lot (sqft)

Sold 07/15/2026

$232,629

3 Beds

1.5 Baths

1,526 Sqft

1,588 Lot (sqft)

Sold 10/06/2026

$307,127

3 Beds

2.5 Baths

1,590 Sqft

5,092 Lot (sqft)

Sold 10/06/2026

$307,742

-- Beds

1.5 Baths

1,348 Sqft

14,823 Lot (sqft)

Sold NaN/NaN/NaN

$326,559

2 Beds

2.5 Baths

1,672 Sqft

37,325 Lot (sqft)

Sold NaN/NaN/NaN

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
396,715
$
Down payment
79,343
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,380.29
$
HOA (Monthly)
0
$
PMI
0
$
$2,568
Your Payment
Total Monthly Payment:$2,568
Percent of Income:44%
Affordable:No

Details for 431 N MELROSE AVE

Property Debt

Foreclosure Contact Details