3838 Mckay Creek Dr, Largo, FL 33770

Under contract-accepting backup offers. WATERFRONT LIVING NO FLOOD INSURANCE REQUIRED. NO FLOODING FROM HURRICANE HELENE OR MILTON. Experience the best of Florida waterfront living in this fully renovated 4-bedroom, 3-bath home with a 2-car garage, located in the highly sought-after Harbor Hills neighborhood. Set high and dry on a 0.27-acre waterfront lot, this home offers both peace of mind and an exceptional coastal lifestyle. Harbor Hills is known for its quiet streets, privacy, and pride of ownership-perfect for those who want waterfront living without the congestion of a beachside location.nnThe home welcomes you with a circular driveway and beautifully landscaped grounds. Inside, renovations include luxury vinyl plank flooring throughout, recessed lighting, and ceiling fans. The updated kitchen features cabinetry, countertops, stainless steel appliances, and a modern backsplash, creating an inviting space for entertaining after a day on the water.nnThe owners suite offers a walk-in closet and private ensuite bath. Two additional bedrooms share a Jack-and-Jill bathroom, while the fourth bedroom is located near a third full bath, ideal for guests or multigenerational living.nnOutdoor living is a true highlight, featuring a screened lanai overlooking the pool-perfect for relaxing, hosting gatherings, or enjoying Floridas indoor-outdoor lifestyle year-round. The pool provides a private retreat after a day on the boat or at the beach and offers plenty of deck space for loung