PENDING

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$199,900

Listing Price

2beds

1.5baths

1,338sqft

23,522sqft lot

408 E Main St, Waterloo, NY 13165

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

149.4

Price / sqft

1947

Year built

Home Details

Charming Cape Cod-style home offering the perfect combination of convenience, privacy, and waterfront living. Ideally located with easy access to Routes 5 & 20, this well-maintained home features 3 bedrooms, 1.5 bathrooms, an attached one-car garage, and plenty of off-street parking. Step inside to find a spacious first floor featuring a large front living room, formal dining room, and an updated eat-in kitchen complete with updated appliances and direct access to the expansive rear deck overlooking the deep, private backyard. The main level also offers two bedrooms, including one with sliding glass doors opening directly to the deck, a full bathroom, and the convenience of first-floor laundry. The second floor provides a third bedroom, a generous second living area that's perfect as a family room, home office, or playroom, and a large half bath with excellent potential to be converted into a full bathroom. Situated on over a half-acre, the backyard is a true highlight, offering exceptional privacy as it extends to your own private dock on the Seneca-Cayuga Canal. Enjoy kayaking, boating, fishing right from your dock, or simply relax while taking in the peaceful waterfront setting and abundant local wildlife. Whether you're looking for a year-round residence or a home that embraces the Finger Lakes outdoor lifestyle, this property offers a rare opportunity to enjoy canal-front living in a convenient central location.

Interior Details

Square Feet
  • 1338

Bedrooms
  • 2

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 23522

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • Yes

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$1,766

$16,000

$81,800

--%

$97,800

2016

$3,511

$16,000

$81,800

--%

$97,800

2016

$3,511

$16,000

$81,800

--%

$97,800

2015

$-1

$14,700

$67,400

--%

$82,100

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Average Home Price in 13165

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$122,417

2 Beds

1 Baths

1,200 Sqft

7,405 Lot (sqft)

Sold 10/01/2026

$142,500

2 Beds

1 Baths

1,248 Sqft

13,504 Lot (sqft)

Sold 09/29/2026

$150,000

3 Beds

1 Baths

1,306 Sqft

8,276 Lot (sqft)

Sold 09/29/2026

$199,900

2 Beds

1.5 Baths

1,338 Sqft

23,522 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
199,900
$
Down payment
39,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,199.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,294
Your Payment
Total Monthly Payment:$1,294
Percent of Income:22%
Affordable:Yes

Details for 408 E MAIN ST

Property Debt

Foreclosure Contact Details