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$739,000

Listing Price

2beds

2baths

1,472sqft

10,890sqft lot

40145 Main St, Waterford, VA 20197

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

506.57

Price / sqft

1985

Year built

Home Details

This meticulously maintained historic home in the Village of Waterford offers a rare blend of preserved historic character and thoughtful modern updates. Rich with original details, the home features hardwood floors throughout, exposed beams, preserved woodwork, and two wood-burning fireplaces with original stonework, plus a lower-level wood stove set on a classic stone floor. Natural light fills the upper level through updated skylights, enhancing the homes warm and inviting feel.nnThe home offers four finished levels of living space, two full baths, and off-street parking. The updated kitchen features granite countertops, Delft tile, and Bosch and Liebherr stainless steel appliances. The main bath was fully renovated in 2020 with travertine tile and nickel fixtures, while the front bath has been updated over time.nnExtensive recent upgrades include refinished wood floors (20202025), interior and exterior painting (20202025), a newer roof with skylights (20202026), and all new solid wood, true divided light, double-pane windows in the rear and attic (2020). HVAC improvements include three Mitsubishi air handlers and added conditioning to the fourth floor (20252026). Fireplaces have been relined and the chimney repointed. Additional improvements include a whole-house water filtration and UV purification system, Level 2 EV charger, updated porch structure and flooring, and ample outdoor storage.nnSet on a beautiful lot with mature plantings and gardens, the inviting back porch

Interior Details

Square Feet
  • 1472

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10890

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Logs

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,793

$208,900

$254,220

--%

$463,120

2019

$4,465

$208,900

$218,430

--%

$427,330

2018

$4,435

$208,900

$199,930

--%

$408,830

2017

$4,568

$208,900

$197,160

--%

$406,060

2016

$4,811

$208,900

$211,290

--%

$420,190

2014

$4,682

$185,000

$220,390

--%

$405,390

2013

$4,878

$186,300

$218,530

--%

$404,830

2012

$5,089

$186,300

$225,800

--%

$412,100

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Average Home Price in 20197

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$739,000

2 Beds

2 Baths

1,472 Sqft

10,890 Lot (sqft)

Sold 10/13/2026

$799,000

3 Beds

1.5 Baths

1,456 Sqft

8,712 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
739,000
$
Down payment
147,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,434
$
HOA (Monthly)
0
$
PMI
0
$
$4,784
Your Payment
Total Monthly Payment:$4,784
Percent of Income:82%
Affordable:No

Details for 40145 MAIN ST

Property Debt

Foreclosure Contact Details