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$194,000

Listing Price

3beds

2baths

1,298sqft

22,651sqft lot

81 Main St, Otego, NY 13825

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

153.72

Price / sqft

1900

Year built

Home Details

Welcome to 81 Main Street, a charming 3-bedroom, 1.5 bath country home on 0.52 acre. This home features custom hand-tooled kitchen cabinets and woodwork throughout. Kitchen and dining room replaced with vinyl waterproof laminate. Fireplace insert replaced with a Jotul enamel woodstove. Electrical service updated to 200 amps with additional outlets added. Septic tank and dry well replaced in 2015.A detached 2-car garage with a remote opener with workshop space and a large barn with endless possibilities. Convenientlylocated just off I-88, just a short ride to Oneonta. Schedule your appointment today!

Interior Details

Square Feet
  • 1298

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 22651

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,309

$25,200

$78,800

--%

$104,000

2018

$1,867

$25,200

$78,800

--%

$104,000

2017

$2,199

$25,200

$78,800

--%

$104,000

2016

$2,208

$25,200

$78,800

--%

$104,000

2015

$2,183

$25,200

$78,800

--%

$104,000

2013

$1,638

$25,200

$78,800

--%

$104,000

2012

$1,599

$25,200

$78,800

--%

$104,000

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Average Home Price in 13825

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$248,067

3 Beds

2 Baths

1,232 Sqft

16,117 Lot (sqft)

Sold 07/15/2026

$214,900

3 Beds

2 Baths

1,300 Sqft

20,473 Lot (sqft)

Sold 09/29/2026

$250,000

4 Beds

2 Baths

1,372 Sqft

27,443 Lot (sqft)

Sold 09/29/2026

$194,000

3 Beds

2 Baths

1,298 Sqft

22,651 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
194,000
$
Down payment
38,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,164
$
HOA (Monthly)
0
$
PMI
0
$
$1,256
Your Payment
Total Monthly Payment:$1,256
Percent of Income:22%
Affordable:Yes

Details for 81 MAIN ST

Property Debt

Foreclosure Contact Details