PENDING

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$235,000

Listing Price

3beds

1.5baths

1,344sqft

23,522sqft lot

191 Main St, Otego, NY 13825

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

174.85

Price / sqft

1954

Year built

Home Details

Affordable ranch homes are becoming harder to find, making this three-bedroom, 1.5-bath home in Otego an opportunity worth a closer look. With 1,344 square feet of living space, everything you need is conveniently located on one level; ideal for anyone who appreciates the simplicity of first-floor living.nnInside, you'll find hardwood floors throughout, a kitchen with attractive stone countertops, and a floor plan that simply feels comfortable. The living spaces connect naturally, creating an easy flow from room to room. Downstairs, roughly half of the basement has been finished, providing valuable bonus space for a family room, home office, fitness area, hobby room, or whatever best fits your needs.nnAn attached garage adds everyday convenience, while the half-acre lot provides room to spread out, garden, play, or simply enjoy having some extra outdoor space. A rear deck offers another place to step outside and enjoy the backyard.nnOtego continues to be a popular choice for its location, offering quick access to I-88 and an easy drive to Oneonta, Binghamton, and beyond. If you've been waiting for an affordable ranch in a market where single-level homes are in short supply, this is one you'll want to see.

Interior Details

Square Feet
  • 1344

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 23522

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,631

$25,400

$142,100

--%

$167,500

2018

$4,429

$25,400

$142,100

--%

$167,500

2017

$3,877

$25,400

$142,100

--%

$167,500

2016

$3,885

$25,400

$142,100

--%

$167,500

2015

$3,838

$25,400

$142,100

--%

$167,500

2013

$3,764

$25,400

$142,100

--%

$167,500

2012

$3,680

$25,400

$142,100

--%

$167,500

percent-home-icon

Average Home Price in 13825

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$248,067

3 Beds

2 Baths

1,232 Sqft

16,117 Lot (sqft)

Sold 07/15/2026

$214,900

3 Beds

2 Baths

1,300 Sqft

20,473 Lot (sqft)

Sold 09/29/2026

$250,000

4 Beds

2 Baths

1,372 Sqft

27,443 Lot (sqft)

Sold 09/29/2026

$235,000

3 Beds

1.5 Baths

1,344 Sqft

23,522 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
235,000
$
Down payment
47,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,410
$
HOA (Monthly)
0
$
PMI
0
$
$1,521
Your Payment
Total Monthly Payment:$1,521
Percent of Income:26%
Affordable:Yes

Details for 191 MAIN ST

Property Debt

Foreclosure Contact Details