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$275,000

Listing Price

3beds

2baths

1,380sqft

11,761sqft lot

3 Luther St, Troy, NY 12180

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Single Family

Home type

204.82

Price / sqft

1908

Year built

Home Details

Best and final due 4pm on 4/21. Charming brick traditional in the heart of Troy offering the perfect blend of historic character and modern updates. This beautifully maintained two-story home features 3 bedrooms, 1.5 baths, and 1,380 square feet of thoughtfully updated living space. Step inside to find hardwood floors throughout, a formal dining room, a modern kitchen with stone countertops, and a welcoming living room anchored by a cozy gas fireplace. The convenient first-floor half bath adds everyday functionality, while all three bedrooms and a full bath are situated upstairs for privacy. The full basement houses the laundry with room to grow. Enjoy your morning coffee on the classic front porch or unwind in the fully fenced backyard, ideal for pets, play, or entertaining. Additional highlights include central air, forced air natural gas heat, a detached 1 car garage, and a paved driveway. Situated on a 0.27 acre lot with rolling, cleared grounds in the Troy School District. Move in ready and full of charm.

Interior Details

Square Feet
  • 1380

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11761

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,224

$23,500

$116,500

--%

$140,000

2018

$3,952

$23,500

$116,500

--%

$140,000

2017

$3,935

$23,500

$116,500

--%

$140,000

2016

$5,414

$23,500

$116,500

--%

$140,000

2015

$5,200

$23,500

$116,500

--%

$140,000

2013

$4,260

$23,500

$116,500

--%

$140,000

2011

$3,479

$2,450

$12,600

--%

$15,050

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Average Home Price in 12180

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$258,941

3 Beds

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Sold 06/03/2026

$229,500

3 Beds

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1,267 Sqft

3,049 Lot (sqft)

Sold 10/05/2026

$331,050

3 Beds

1.5 Baths

1,212 Sqft

13,504 Lot (sqft)

Sold 10/27/2026

$238,538

3 Beds

1 Baths

1,344 Sqft

9,583 Lot (sqft)

Sold 10/26/2026

$249,900

3 Beds

2 Baths

1,448 Sqft

21,344 Lot (sqft)

Sold 10/05/2026

$149,000

3 Beds

1 Baths

1,520 Sqft

7,405 Lot (sqft)

Sold 10/26/2026

$299,900

3 Beds

1.5 Baths

1,398 Sqft

9,583 Lot (sqft)

Sold 10/26/2026

$229,000

3 Beds

1 Baths

1,207 Sqft

7,405 Lot (sqft)

Sold 10/26/2026

$274,900

3 Beds

1 Baths

1,232 Sqft

5,227 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
275,000
$
Down payment
55,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,650
$
HOA (Monthly)
0
$
PMI
0
$
$1,780
Your Payment
Total Monthly Payment:$1,780
Percent of Income:31%
Affordable:No

Details for 3 LUTHER ST

Property Debt

Foreclosure Contact Details