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$825,000

Listing Price

2beds

2baths

1,522sqft

5,561sqft lot

1640 Lewis St, Fernandina Beach, FL 32034

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

508.17

Price / sqft

2020

Year built

Home Details

Rare opportunity in the beautiful, historic American Beach! This home could serve as a primary home with completely private mother-in-law setup, or a great investment opportunity. This 2 level home offers 500 s.f. on the first floor which includes living area, kitchenette and a large bedroom with full bathroom, as well as a stackable w/d unit. The second level has a large living room, spacious kitchen w/ pantry, a large bedroom with full bathroom and a side by side washer/dryer. 2nd level also has 2 outdoor balconies and a storage closet. The 1 car garage can be accessed by both units. There is a screened porch outside of the garage, facing the backyard, as well as an outdoor shower to clean off after those beach days, and a 10 x 10 storage shed. The beach is just a few short blocks away and this home backs up to lots of trees and privacy all around!nnAdditional features: built with exterior 1-foot thick walls (ICF - insulated concrete forms), solar panels for low utility costs, metal roof w/ 5/8 plywood sheathing, an owned water softener, and NO HOA.nnSchedule your showing today on this wonderful opportunity! Renter currently lives on 2nd floor; please allow 24 hours notice for showings.

Interior Details

Square Feet
  • 1522

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5561

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Concrete Block

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Slate

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,133

$70,000

$0

--%

$70,000

2019

$1,147

$70,000

$0

--%

$70,000

2018

$995

$60,000

$0

--%

$60,000

2017

$1,333

$86,625

$0

--%

$86,625

2016

$1,352

$86,625

$0

--%

$86,625

2014

$1,382

$0

$0

--%

$86,625

2013

$1,308

$86,625

$0

--%

$86,625

2012

$1,324

$0

$0

--%

$86,625

percent-home-icon

Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$546,487

3 Beds

2 Baths

1,575 Sqft

5,000 Lot (sqft)

Sold 08/19/2026

$825,000

2 Beds

2 Baths

1,522 Sqft

5,561 Lot (sqft)

Sold 10/17/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
825,000
$
Down payment
165,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,950
$
HOA (Monthly)
0
$
PMI
0
$
$5,340
Your Payment
Total Monthly Payment:$5,340
Percent of Income:92%
Affordable:No

Details for 1640 LEWIS ST

Property Debt

Foreclosure Contact Details