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$450,000

Listing Price

3beds

2baths

1,440sqft

5,663sqft lot

529 Laurel Ridge Rd, Banner Elk, NC 28604

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

259.26

Price / sqft

1986

Year built

Home Details

Motivated Seller! Bring All Offers! Adorable Gingerbread Cottage in the desirable Mill Ridge Community! Professionally landscaped with easy to maintain perennials, this story-book like home with intricate trim, window boxes, and whimsical details is a joy to see! The main level is open concept living with a cozy rock fireplace and gas logs. Two large bedrooms, and laundry are also on the main floor. The kitchen has a gas convection range, nice appliances, granite counters and plenty of space for those who enjoy cooking! Large covered decks and nice outdoor grilling space with gas connection makes for easy entertaining. The lower level has its own access if desired, adding another layer of versatility. This space can be utilized as a separate living area, providing plenty of space for guests or even potential rental income. Ductless mini-split systems for efficient heating and cooling are in the main living spaces. An additional heated building provides more space and can be tailored to suit, whether it be a media room, game room, workshop, or a haven for hobbies. This multipurpose annex adds a layer of flexibility to the property, catering to a variety of lifestyle needs. A large, paved driveway provides ample parking and an easy transition to one level living on the upper floor, and a rare one-car garage further enhances the property's practicality. Another unique feature is the ownership of the lots across the street ensuring your tree-like surroundings. Community amen

Interior Details

Square Feet
  • 1440

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5663

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    Garage, Basement

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$892

$12,500

$166,800

--%

$179,300

2019

$892

$12,500

$166,800

--%

$179,300

2018

$802

$12,500

$166,800

--%

$179,300

2017

$802

$12,500

$166,800

--%

$179,300

2015

$730

$12,500

$166,800

--%

$179,300

2014

$730

$12,500

$166,800

--%

$179,300

2013

$716

$10,000

$163,500

--%

$173,500

2011

$716

$10,000

$163,500

--%

$173,500

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Average Home Price in 28604

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$387,414

2 Beds

2 Baths

1,310 Sqft

4,792 Lot (sqft)

Sold 08/19/2026

$478,000

2 Beds

2.5 Baths

1,382 Sqft

12,197 Lot (sqft)

Sold 10/13/2026

$395,000

3 Beds

2 Baths

1,452 Sqft

14,375 Lot (sqft)

Sold 10/13/2026

$425,000

2 Beds

2 Baths

1,536 Sqft

5,227 Lot (sqft)

Sold 09/29/2026

$450,000

3 Beds

2 Baths

1,440 Sqft

5,663 Lot (sqft)

Sold 10/12/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
450,000
$
Down payment
90,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,700
$
HOA (Monthly)
0
$
PMI
0
$
$2,913
Your Payment
Total Monthly Payment:$2,913
Percent of Income:50%
Affordable:No

Details for 529 LAUREL RIDGE RD

Property Debt

Foreclosure Contact Details