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$299,502

Listing Price

1beds

1.5baths

1,585sqft

--sqft lot

645 Lancaster Cir, Elgin, IL 60123

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

188.96

Price / sqft

1994

Year built

Home Details

the buyer's financing fell through so this amazing home is back on the market for a limited time! Welcome to this beautifully updated move-in ready home located in a quiet and in demand neighborhood in Elgin. Walking distance to major retail stores, parks, and Elgin Community College. Conveniently located near many restaurants, shopping centers, parks, schools, and entertainment. Location provides quick access to Rt. 20 & I-90 for simple commuting. Step inside this thoughtfully improved and updated home with new updates: NEW 2026 SS Refrigerator, NEW 2026 SS Oven, NEW 2026 SS Dishwasher. NEW 2026 luxury vinyl flooring throughout the house, NEW 2026 Shower and Shower Door, NEW 2026 toilet in guest bathroom. 2025 water heater, 2023 Furnace. Vaulted ceilings with big windows bring in great natural sunlight that come together with fireplace that make the home inviting when you enter. Spacious rooms, full kitchen with bar, dining area and a master bedroom sink vanity powder room bring functionality and value to home. Don't miss this excellent opportunity to get this amazing well-maintained home that's sure to sell fast!

Interior Details

Square Feet
  • 1585

Bedrooms
  • 1

Bathrooms
  • 1.5

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • N/A

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Townhouse

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$4,133

$10,027

$40,230

--%

$50,257

2018

$4,087

$9,446

$37,899

--%

$47,345

2017

$3,986

$8,930

$35,828

--%

$44,758

2016

$4,428

$8,285

$33,239

--%

$41,524

2015

$4,413

$7,594

$30,467

--%

$38,061

2013

$3,930

$7,698

$30,885

--%

$38,583

2012

$4,461

$9,613

$33,518

--%

$43,131

percent-home-icon

Average Home Price in 60123

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$330,000

2 Beds

1 Baths

1,456 Sqft

7,739 Lot (sqft)

Sold 10/09/2026

$268,882

3 Beds

2.5 Baths

1,446 Sqft

4,922 Lot (sqft)

Sold 10/01/2026

$277,354

2 Beds

2.5 Baths

1,380 Sqft

0 Lot (sqft)

Sold 09/01/2026

$357,389

3 Beds

1.5 Baths

1,382 Sqft

7,662 Lot (sqft)

Sold 08/11/2026

$292,959

2 Beds

2.5 Baths

1,524 Sqft

0 Lot (sqft)

Sold 07/18/2026

$403,578

3 Beds

2.5 Baths

1,663 Sqft

7,841 Lot (sqft)

Sold 10/27/2026

$398,027

3 Beds

1.5 Baths

1,565 Sqft

8,276 Lot (sqft)

Sold 10/27/2026

$356,339

3 Beds

2.5 Baths

1,565 Sqft

9,132 Lot (sqft)

Sold 10/26/2026

$293,892

3 Beds

2.5 Baths

1,446 Sqft

4,792 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
299,502
$
Down payment
59,900.4
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,797.01
$
HOA (Monthly)
0
$
PMI
0
$
$1,939
Your Payment
Total Monthly Payment:$1,939
Percent of Income:33%
Affordable:No

Details for 645 LANCASTER CIR

Property Debt

Foreclosure Contact Details