18657 Lamar Ave N, Marine On Saint Croix, MN 55047

Custom 2021 home with stunning north- and east-facing lake views, deeded access to Big Marine Lake, and just 3 minutes to a sandy beach, playground, picnic area, boat launch, and Big Marine Park Reserve. This modern home offers three fully finished levels with flexible living options, including a walkout lower-level family/media room with covered patio and a third-floor loft featuring its own bathroom and fireplaceperfect for entertaining, movie nights, or sunset happy hours.nnThe sun-filled open main level features a fresh modern kitchen with quartz countertops, custom cabinetry, high-quality appliances, and seamless flow to a Trex deck overlooking the lake. Both the main and lower levels offer 9-foot ceilings, Andersen windows, and 8-foot sliding doors that flood the home with natural light and views. Additional highlights include a second laundry for one-level living, insulated attached garage with EV-ready circuit, 200-amp service, power-vented water heater, and a watershed-approved rain garden with native plantings.nnSeptic system is city-maintained. The quiet, friendly neighborhood is golf-cart accessible, near the Veterans Campground, and just 1520 minutes from Stillwater, William OBrien State Park, and the Twin Citiesoffering the best of both rural charm and modern convenience. Seller is offering special financing! Take advantage of a 2-1 temporary rate buy down through a seller contribution, designed to make your monthly payments more affordable in the first two year