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$715,104

Listing Price

3beds

3baths

2,932sqft

26,572sqft lot

349 Lake Wylie Rd, Belmont, NC 28012

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  • Full foreclosure details

  • Home value, equity and ownership info

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For Sale

Single Family

Home type

243.9

Price / sqft

1973

Year built

Home Details

Experience privacy, functionality, and lakefront living on this beautifully updated waterfront property in Belmont. Situated on approximately 0.61 acres with a gently sloped lot, this home offers direct access to Lake Wylie with a boat house, boat lift, covered dock structure, and floating dock - ideal for year-round enjoyment on the water. This spacious home features 3 bedrooms and 3 full bathrooms, plus two additional finished basement rooms offering flexible use for guests, office, or recreation (not included in septic permit). A fully finished walk-out basement provides additional living space and versatility. The main level offers a comfortable and open layout with a primary suite, multiple living areas, and convenient main-level laundry. Designed for both everyday living and entertaining, the property includes a private, fenced yard with an electric gate, ample parking, and RV access with hookups-perfect for hosting guests or accommodating recreational needs. Outdoor features such as a fire pit, deck, and irrigation system enhance the spaces usability. The home is equipped for self-sufficiency and peace of mind with a whole-home generator and fuel tank. Interior highlights include walk-in closets, abundant storage, and multiple gathering spaces. Located in a quiet cove, enjoy easy access to the main channel while still benefiting from calm waters ideal for swimming and relaxing at your private dock. No HOA and no city taxes provide added flexibility and value. This is a

Interior Details

Square Feet
  • 2932

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 26572

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,191

$188,300

$270,320

--%

$458,620

2019

$4,237

$188,300

$270,320

--%

$458,620

2018

$2,159

$120,041

$102,605

--%

$222,646

2016

$2,132

$120,041

$102,605

--%

$222,646

2015

$2,132

$120,041

$102,605

--%

$222,646

2013

$2,163

$134,540

$93,218

--%

$227,758

2013

$2,163

$134,540

$93,218

--%

$227,758

2012

$2,061

$134,540

$93,218

--%

$227,758

percent-home-icon

Average Home Price in 28012

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$715,104

3 Beds

3 Baths

2,932 Sqft

26,572 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
715,104
$
Down payment
143,020.80
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,290.62
$
HOA (Monthly)
0
$
PMI
0
$
$4,629
Your Payment
Total Monthly Payment:$4,629
Percent of Income:79%
Affordable:No

Details for 349 LAKE WYLIE RD

Property Debt

Foreclosure Contact Details