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$1,849,000

Listing Price

3beds

3baths

1,164sqft

2,396sqft lot

440 Lago Ln, Santa Cruz, CA 95062

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

1663.41

Price / sqft

2011

Year built

Home Details

Unparalleled Harbor Location Just steps from the Santa Cruz Harbor, this residence offers the ultimate coastal lifestyle. Stroll to the beach, indulge at renowned restaurants, or embark on a sail from your own neighborhood. Crafted with exceptional quality, the home features a thoughtfully designed floor plan with a gourmet kitchen appointed with granite countertops, seamlessly opening to a dramatic open-beamed living room. Expansive custom doors invite you to an elegant entertaining deck, where you can enjoy breathtaking sunsets and sparkling harbor lights. The private primary suite occupies the upper level, complete with a spacious wardrobe, while the lower level offers two comfortable guest bedrooms and a full bath. A generous backyard with an outdoor shower provides the perfect retreat after a day at the beach. With its prestigious location, refined finishes, and captivating views, this home embodies the best of Santa Cruz coastal living. A rare opportunity not to be missed.

Interior Details

Square Feet
  • 1164

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 2396

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$16,937

$1,156,717

$289,179

--%

$1,445,896

2019

$16,564

$1,134,036

$283,509

--%

$1,417,545

2018

$16,280

$1,111,800

$277,950

--%

$1,389,750

2017

$15,997

$1,090,000

$272,500

--%

$1,362,500

2016

$6,868

$337,143

$195,672

--%

$532,815

2014

$6,615

$325,574

$188,958

--%

$514,532

2013

$6,621

$324,103

$188,104

--%

$512,207

2012

$4,876

$317,747

$184,416

--%

$502,163

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Average Home Price in 95062

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$987,357

3 Beds

2 Baths

1,149 Sqft

2,222 Lot (sqft)

Sold 08/07/2026

$1,224,839

2 Beds

2 Baths

1,018 Sqft

3,964 Lot (sqft)

Sold 07/30/2026

$1,460,352

2 Beds

2 Baths

1,295 Sqft

3,180 Lot (sqft)

Sold 07/07/2026

$1,476,597

-- Beds

-- Baths

1,175 Sqft

1,742 Lot (sqft)

Sold 04/24/2026

$2,599,990

3 Beds

2 Baths

1,168 Sqft

2,352 Lot (sqft)

Sold 10/06/2026

$1,550,000

3 Beds

2 Baths

1,097 Sqft

5,532 Lot (sqft)

Sold 09/29/2026

$1,849,000

3 Beds

3 Baths

1,164 Sqft

2,396 Lot (sqft)

Sold 09/29/2026

$1,475,000

3 Beds

2 Baths

1,131 Sqft

1,786 Lot (sqft)

Sold 09/29/2026

$2,250,000

2 Beds

2 Baths

1,040 Sqft

3,746 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,849,000
$
Down payment
369,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
11,094
$
HOA (Monthly)
0
$
PMI
0
$
$11,969
Your Payment
Total Monthly Payment:$11,969
Percent of Income:205%
Affordable:No

Details for 440 LAGO LN

Property Debt

Foreclosure Contact Details