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$515,000

Listing Price

3beds

1baths

1,092sqft

8,276sqft lot

19 Kozy Ln, Malta, NY 12020

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

434.98

Price / sqft

1989

Year built

Home Details

Welcome to 19 Kozy Lane, where lake living and modern updates meet! This inviting home has been thoughtfully refreshed from top to bottom, making it completely move-in ready for its next owner. Step inside to find spacious and comfortable living areas perfect for both everyday living and entertaining. The property has recently undergone a number of improvements, including brand-new floor decking and posts, a freshly regraded yard, and new paint throughout, giving it a crisp, clean feel from the moment you arrive.nInside, youll appreciate the updated kitchen that blends functionality with style, a new dishwasher, and a brand-new bathtub for a refreshed bathroom experience. Every corner of this home has been given attention, ensuring that all you need to do is unpack and start enjoying your new space. The outdoor living is just as appealing, with a spacious yard thats ideal for hosting summer barbecues, playing with family, or simply relaxing in the fresh Saratoga air. Best of all, this home comes with access to a shared dock with two neighbors, giving you the ability to boat, swim, or simply soak up the sunshine on beautiful Saratoga Lake. Imagine spending your days on the water and your evenings entertaining friends in your backyardthis property offers the perfect balance of both. With its thoughtful updates, generous living space, and unbeatable lake access, 19 Kozy Lane is more than a homeits a lifestyle. All the big-ticket items have already been taken care of, so you can

Interior Details

Square Feet
  • 1092

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8276

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,388

$115,500

$109,500

--%

$225,000

2018

$1,276

$115,500

$109,500

--%

$225,000

2017

$1,287

$115,500

$109,500

--%

$225,000

2016

$4,508

$36,800

$183,200

--%

$220,000

2015

$4,521

$36,800

$183,200

--%

$220,000

2013

$4,349

$36,800

$183,200

--%

$220,000

2011

$4,224

$36,800

$173,200

--%

$210,000

percent-home-icon

Average Home Price in 12020

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$456,378

2 Beds

1.5 Baths

1,178 Sqft

8,712 Lot (sqft)

Sold 06/03/2026

$515,000

3 Beds

1 Baths

1,092 Sqft

8,276 Lot (sqft)

Sold 09/29/2026

$--

2 Beds

1 Baths

1,008 Sqft

6,534 Lot (sqft)

Sold 10/05/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
515,000
$
Down payment
103,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,090
$
HOA (Monthly)
0
$
PMI
0
$
$3,334
Your Payment
Total Monthly Payment:$3,334
Percent of Income:57%
Affordable:No

Details for 19 KOZY LN

Property Debt

Foreclosure Contact Details