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$539,738

Listing Price

5beds

3.5baths

2,000sqft

16,770sqft lot

4 Joseph Ter, Albany, NY 12203

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Single Family

Home type

269.87

Price / sqft

1988

Year built

Home Details

1st floor of this lovely home is wheelchair accessible, the ramp in the garage can be removed prior the closing. Home is freshly painted, Brand new Primary Bath Flooring Installed & so many other improvements has been done so just Ask me for the list ! nnWelcome to 4 Joseph Terrace, ideally located in the desirable Westmere neighborhood of Guilderland and within the highly regarded Guilderland School District. nThis inviting home offers the perfect balance of peaceful suburban living while remaining just minutes from shopping, dining, schools & major highways.nInside, you'll find a flexible floor plan designed for both comfort and functionality, including a first-floor primary bedroom & full bath, providing convenient single-level living while still offering additional space for family, guests, or a home office. nHardwood floors add warmth and character throughout the home, and the two-car garage provides excellent storage and everyday convenience. nStep outside and enjoy the fully fenced backyard, offering rare outdoor space this close to Albany. The spacious yard is perfect for entertaining, gardening, play, or simply relaxing outdoors. Mature trees & surrounding greenery create a peaceful and private setting. Residents often enjoy a convenient neighborhood walking loop without needing to step onto busy main roads. nLocation is one of this home's greatest advantages. The property is less than one mile from NYS Thruway Exit 24, making commuting and travel incredibly convenie

Interior Details

Square Feet
  • 2000

Bedrooms
  • 5

Bathrooms
  • 3.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 16770

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$8,378

$66,000

$266,000

--%

$332,000

2018

$8,030

$55,400

$221,600

--%

$277,000

2017

$9,275

$55,400

$221,600

--%

$277,000

2016

$8,985

$55,400

$221,600

--%

$277,000

2015

$8,391

$55,400

$221,600

--%

$277,000

2013

$8,303

$55,400

$221,600

--%

$277,000

2011

$7,747

$55,400

$221,600

--%

$277,000

percent-home-icon

Average Home Price in 12203

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$293,238

4 Beds

1.5 Baths

1,944 Sqft

19,176 Lot (sqft)

Sold 07/15/2026

$412,500

4 Beds

1.5 Baths

1,702 Sqft

14,250 Lot (sqft)

Sold 10/06/2026

$539,738

5 Beds

3.5 Baths

2,000 Sqft

16,770 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
539,738
$
Down payment
107,947.6
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,238.42
$
HOA (Monthly)
0
$
PMI
0
$
$3,494
Your Payment
Total Monthly Payment:$3,494
Percent of Income:60%
Affordable:No

Details for 4 JOSEPH TER

Property Debt

Foreclosure Contact Details