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$1,249,000

Listing Price

3beds

2baths

1,468sqft

2,134sqft lot

118 Jessie St, Santa Cruz, CA 95060

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

850.82

Price / sqft

1976

Year built

Home Details

Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The refreshed kitchen features quartz countertops, upgraded matching appliances, and coordinated finishes. Recent improvements include new hardwood flooring, a new garage door, updated lighting and plumbing fixtures, and fresh interior and exterior paint. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more, 118 Jessie St offers the perfect blend of coastal charm, comfort, and convenience.

Interior Details

Square Feet
  • 1468

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 2134

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Contemporary

Exterior
  • Wood Siding

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,673

$22,903

$81,373

--%

$104,276

2019

$1,630

$22,454

$79,777

--%

$102,231

2018

$1,617

$22,014

$78,213

--%

$100,227

2017

$1,601

$21,582

$76,679

--%

$98,261

2016

$1,537

$21,159

$75,175

--%

$96,334

2014

$1,388

$20,433

$72,596

--%

$93,029

2013

$1,391

$20,341

$72,268

--%

$92,609

2012

$1,330

$19,942

$70,851

--%

$90,793

percent-home-icon

Average Home Price in 95060

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,088,941

2 Beds

1.5 Baths

1,488 Sqft

2,570 Lot (sqft)

Sold 08/22/2026

$957,590

4 Beds

2 Baths

1,634 Sqft

5,489 Lot (sqft)

Sold 08/12/2026

$1,849,000

3 Beds

2.5 Baths

1,627 Sqft

3,615 Lot (sqft)

Sold 10/05/2026

$1,199,000

3 Beds

2 Baths

1,367 Sqft

2,526 Lot (sqft)

Sold 10/06/2026

$1,153,192

2 Beds

1 Baths

1,262 Sqft

4,530 Lot (sqft)

Sold 10/06/2026

$1,312,122

3 Beds

2 Baths

1,468 Sqft

3,311 Lot (sqft)

Sold 09/29/2026

$1,249,000

3 Beds

2 Baths

1,468 Sqft

2,134 Lot (sqft)

Sold 10/06/2026

$2,199,000

3 Beds

2 Baths

1,638 Sqft

1,830 Lot (sqft)

Sold 09/29/2026

$995,000

3 Beds

2 Baths

1,475 Sqft

5,009 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,249,000
$
Down payment
249,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,494
$
HOA (Monthly)
0
$
PMI
0
$
$8,085
Your Payment
Total Monthly Payment:$8,085
Percent of Income:139%
Affordable:No

Details for 118 JESSIE ST

Property Debt

Foreclosure Contact Details