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$157,783

Listing Price

3beds

1.5baths

1,737sqft

2,614sqft lot

402 N Jay St, Rome, NY 13440

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

90.84

Price / sqft

1915

Year built

Home Details

Welcome to this charming 3-bedroom, 1.5-bath two-story home offering 1,737 sq ft of beautifully maintained living space in the heart of Rome. Built in 1915 and thoughtfully updated throughout, this home blends timeless character with modern comfort.nnStep inside through the breezeway and be greeted by a stunning staircase that anchors the homes classic layout. The spacious kitchen features bright white cabinetry, butcher block countertops, updated appliances including a newer stove, built-in microwave, and dishwasher, plus durable tile flooring. Flowing off the kitchen is a warm living room and a formal dining room/bonus area with original hardwood floors that bring warmth and charm to the space.nUpstairs, youll find three generous bedrooms and a large full bathroom. A fully finished attic provides the perfect bonus area-ideal for an office or storage. The first-floor laundry room offers convenience and style with floor-to-ceiling custom built-in cabinets.nnThis home has seen extensive upgrades, offering peace of mind for years to come, including:nNew appliancesBlown-in insulation(2022)Knob-and-tube removal + Romex upgraden200-amp electric service(2023)EV charger(2023)New furnace with whole-home humidifier(2022)nCentral A/C(2023)New roof + solar(2024)Asbestos abatement(2022)Chimney repair(2023)nNew water heater(2023)Full plumbing replacement with quad filtration+pressure regulator(2025)nAttic flooring/insulation replacement(2024)Brand new fenced-in yard(Nov2025)Driveway upgra

Interior Details

Square Feet
  • 1737

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 2614

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$552

$2,500

$26,000

--%

$28,500

2018

$1,167

$2,500

$26,000

--%

$28,500

2017

$1,140

$2,500

$26,000

--%

$28,500

2016

$2,412

$2,500

$26,000

--%

$28,500

2015

$1,095

$2,500

$26,000

--%

$28,500

2013

$1,080

$2,500

$26,000

--%

$28,500

2011

$2,062

$7,400

$35,400

--%

$42,800

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Average Home Price in 13440

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Bed

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1 Beds

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$55,000

3 Beds

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4 Beds

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4 Beds

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Sold 09/29/2026

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Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
157,783
$
Down payment
31,556.60
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
946.69
$
HOA (Monthly)
0
$
PMI
0
$
$1,021
Your Payment
Total Monthly Payment:$1,021
Percent of Income:18%
Affordable:Yes

Details for 402 N JAY ST

Property Debt

Foreclosure Contact Details