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$120,000

Listing Price

3beds

2baths

1,097sqft

5,009sqft lot

104 W Ionia St, Bay City, MI 48706

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

100.91

Price / sqft

1954

Year built

Home Details

Charming and cozy 3-bedroom ranch featuring a spacious living room with a bay window, perfect for natural light. The home offers three bedrooms, an eat-in kitchen equipped with a stove and fridge, and a 4-piece bath with a recently updated shower. The bathroom and kitchen feature newer vinyl plank flooring, while hardwood lies beneath the carpet in the bedrooms and living room. The roof and water heater have been updated, and the gas forced-air furnace has been professionally serviced with new parts. The full basement, previously used as living space, includes a kitchen area and half bath with a shower, providing an opportunity for finishing touches to restore it as functional living space. The backyard boasts a large shed, horseshoe pit, and fire pit, perfect for outdoor gatherings. A newer handicapped ramp can be kept or removed as needed. With an updated roof and aluminum siding, the exterior is virtually maintenance-free. PROPERTY IS SOLD IN AS IS CONDITION. CASH OR CONVENTIONAL ONLY PLEASE.

Interior Details

Square Feet
  • 1097

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5009

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2018

$1,397

$0

$0

--%

$32,750

2019

$1,411

$0

$0

--%

$31,950

2018

$1,397

$0

$0

--%

$31,650

2017

$1,366

$0

$0

--%

$29,400

2016

$1,359

$0

$0

--%

$28,750

2014

$1,321

$0

$0

--%

$27,100

2013

$1,345

$0

$0

--%

$27,600

2012

$1,394

$0

$0

--%

$29,357

percent-home-icon

Average Home Price in 48706

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$124,062

2 Beds

1 Baths

1,083 Sqft

5,489 Lot (sqft)

Sold 10/07/2026

$105,160

4 Beds

1 Baths

1,119 Sqft

7,492 Lot (sqft)

Sold 09/23/2026

$120,000

3 Beds

2 Baths

1,097 Sqft

5,009 Lot (sqft)

Sold 09/29/2026

$90,538

2 Beds

1 Baths

1,099 Sqft

7,187 Lot (sqft)

Sold 10/18/2026

$65,000

2 Beds

1 Baths

1,076 Sqft

10,019 Lot (sqft)

Sold 10/13/2026

$93,448

3 Beds

1 Baths

992 Sqft

6,490 Lot (sqft)

Sold 10/18/2026

$113,900

2 Beds

1 Baths

1,255 Sqft

5,009 Lot (sqft)

Sold 09/29/2026

$195,110

4 Beds

2 Baths

1,176 Sqft

6,795 Lot (sqft)

Sold 10/18/2026

$49,085

2 Beds

1 Baths

943 Sqft

5,009 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
120,000
$
Down payment
24,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
720
$
HOA (Monthly)
0
$
PMI
0
$
$777
Your Payment
Total Monthly Payment:$777
Percent of Income:13%
Affordable:Yes

Details for 104 W IONIA ST

Property Debt

Foreclosure Contact Details