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$195,000

Listing Price

2beds

1baths

1,211sqft

7,915sqft lot

3528 Horseshoe Island Rd, Clay, NY 13041

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

166.49

Price / sqft

1950

Year built

Home Details

This peaceful year-round waterfront home offers gorgeous, secluded views with no one on the opposite shoreline. It features 2 bedrooms, 1 full bathroom, an enclosed porch overlooking the water, and a spacious family room with a coal-burning stove. Updates include a 5-year-old roof and shed, a newer brick patio, and a dock for enjoying the lake. With public water and sewers, this property combines charm, privacy, and potential, offering the perfect opportunity to bring your vision and create your own retreat on the water.

Interior Details

Square Feet
  • 1211

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7915

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2016

$3,796

$500

$4,000

--%

$4,500

2016

$3,796

$500

$4,000

--%

$4,500

2016

$3,796

$500

$4,000

--%

$4,500

2016

$1,680

$500

$4,000

--%

$4,500

percent-home-icon

Average Home Price in 13041

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$321,118

3 Beds

2 Baths

1,280 Sqft

9,024 Lot (sqft)

Sold 10/06/2026

$195,000

2 Beds

1 Baths

1,211 Sqft

7,915 Lot (sqft)

Sold 10/05/2026

$199,999

3 Beds

1 Baths

1,176 Sqft

20,000 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
195,000
$
Down payment
39,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,170
$
HOA (Monthly)
0
$
PMI
0
$
$1,262
Your Payment
Total Monthly Payment:$1,262
Percent of Income:22%
Affordable:Yes

Details for 3528 HORSESHOE ISLAND RD

Property Debt

Foreclosure Contact Details