38 N Holly Ave, Fox Lake, IL 60020

EXTENSIVELY UPDATED & DESIGNED FOR FLEXIBLE LAKE LIVING, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE LAKE HOME with shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, & private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates. The home is also available with Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & additional personal property available separately, allowing buyers to customize the purchase to their needs.