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$465,000

Listing Price

3beds

2baths

1,820sqft

44,518sqft lot

412 Holley Mountain Top Rd, Whittier, NC 28789

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

246.7

Price / sqft

2000

Year built

Home Details

Investment Opportunity. Mountain-Top Cabin Retreat with Spectacular Smoky Mountain Views. This 1,800 sq ft, 3-bed, 2-bath cabin with multiple bonus rooms is located in Ocona Lake Estates blends rustic charm with modern updates. The main level's open layout features a simple kitchen, living and dining area that flows to a newly renovated deck where you can soak up the mountain vistas. The materials are a mix of wood and drywall finishes. Main level: efficient kitchen, living room, dining area, full bath, bedroom. Upper level: two bedrooms with private balconies, full bath. Basement features multiple bonus rooms and pool and game room. New deck boards and railings, fresh paint inside and out. Gravel parking plus overflow space. Perched on a private 1.022-acre ridge with minimal maintenance, this cabin is just 5 miles from both Bryson City and Cherokee's shops, restaurants and outdoor adventures. Enjoy privacy at the top of a maintained gravel road and low HOA dues covering water and road upkeep. Generated an average of $66,000/year in rental income for past 7 yearsideal for an investment property. Don't miss this mountain-top gem. Schedule your showing today! Owner is Broker.

Interior Details

Square Feet
  • 1820

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Hardwood

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 44518

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

-1

$-1

$48,530

$138,460

--%

$186,990

-1

$-1

$48,530

$138,460

--%

$186,990

-1

$-1

$48,530

$138,460

--%

$186,990

-1

$-1

$48,530

$138,460

--%

$186,990

-1

$-1

$48,530

$138,460

--%

$186,990

percent-home-icon

Average Home Price in 28789

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$465,000

3 Beds

2 Baths

1,820 Sqft

44,518 Lot (sqft)

Sold 09/29/2026

$525,000

2 Beds

2 Baths

1,680 Sqft

26,005 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
465,000
$
Down payment
93,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,790
$
HOA (Monthly)
0
$
PMI
0
$
$3,010
Your Payment
Total Monthly Payment:$3,010
Percent of Income:52%
Affordable:No

Details for 412 HOLLEY MOUNTAIN TOP RD

Property Debt

Foreclosure Contact Details