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$799,000

Listing Price

3beds

1baths

1,218sqft

871sqft lot

163 Harbor Oaks Cir, Santa Cruz, CA 95062

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Condo / Townhome

Home type

655.99

Price / sqft

1978

Year built

Home Details

Just minutes from the beach and Santa Cruz Harbor, this beautifully remodeled 3-bedroom townhome offers the rare combination of coastal convenience and peaceful privacy. Tucked into the quiet rear portion of Harbor Oaks, this move-in-ready home features a remodeled kitchen, new flooring, updated lighting, fresh paint and a private enclosed patio. Enjoy the community pool, landscaped greenbelts, abundant parking and easy access to nearby beaches, trails, harbor activities and everyday conveniences.

Interior Details

Square Feet
  • 1218

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 871

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Bungalow

Exterior
  • Wood Siding

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$5,805

$258,244

$172,162

--%

$430,406

2019

$5,682

$253,180

$168,786

--%

$421,966

2018

$5,573

$248,216

$165,477

--%

$413,693

2017

$5,464

$243,349

$162,232

--%

$405,581

2016

$5,341

$238,577

$159,051

--%

$397,628

2014

$4,806

$158,156

$197,753

--%

$355,909

2013

$4,131

$130,707

$163,432

--%

$294,139

2012

$4,194

$126,900

$158,672

--%

$285,572

percent-home-icon

Average Home Price in 95062

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$717,803

2 Beds

2 Baths

1,102 Sqft

828 Lot (sqft)

Sold 10/03/2026

$803,842

2 Beds

2 Baths

1,104 Sqft

1,525 Lot (sqft)

Sold 10/03/2026

$732,977

2 Beds

2 Baths

1,109 Sqft

915 Lot (sqft)

Sold 05/20/2026

$915,454

2 Beds

2 Baths

1,318 Sqft

1,350 Lot (sqft)

Sold 05/01/2026

$944,966

2 Beds

2 Baths

1,392 Sqft

1,481 Lot (sqft)

Sold 10/05/2026

$830,000

2 Beds

2 Baths

1,109 Sqft

1,002 Lot (sqft)

Sold 10/06/2026

$949,000

2 Beds

2 Baths

1,267 Sqft

1,655 Lot (sqft)

Sold 10/06/2026

$799,000

3 Beds

1 Baths

1,218 Sqft

871 Lot (sqft)

Sold 10/05/2026

$775,000

2 Beds

2 Baths

1,208 Sqft

741 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
799,000
$
Down payment
159,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,794
$
HOA (Monthly)
0
$
PMI
0
$
$5,172
Your Payment
Total Monthly Payment:$5,172
Percent of Income:89%
Affordable:No

Details for 163 HARBOR OAKS CIR

Property Debt

Foreclosure Contact Details