3957 Gareys Ferry Way, Middleburg, FL 32068

Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent.nThe Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in.nGated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again.nZoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby.nBuilt by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.