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$990,000

Listing Price

2beds

2baths

920sqft

14,549sqft lot

622 Gardenia St, Panama City Beach, FL 32407

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

869.46

Price / sqft

1952

Year built

Home Details

Attention all investors and entrepreneurs - this property is a real game-changer! Boasting a coveted High Intensity Commercial zoning designation or Multi-Family use in the heart of Panama City Beach. Comes as a double lot with a turnkey 2 Bedroom/ 1.5 Bath, 760 sq ft house. The lot has enough space for 2 structures! Imagine the potential to build Two Duplex's with enough room for pools and potential views of the Gulf of Mexico on the top floors. And with short term rentals permitted, you can maximize your investment by generating income year-round. What's more, this property is located in a highly desirable area with lots of visibility and new development happening all around, ensuring a bright future for your investment. And with no HOA to worry about, you'll have the freedom to make your vision a reality. And let's not forget the unbeatable location - just a 5-minute walk to the beautiful beaches. The owner has blueprints for a duplex on the vacant lot that can be included in the sale. Comes with building plans for a duplex.

Interior Details

Square Feet
  • 920

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 14549

Water
  • No

Sewer
  • No

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Concrete Block

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,245

$0

$0

--%

$169,464

2019

$1,956

$0

$0

--%

$154,058

2018

$1,897

$0

$0

--%

$140,053

2017

$1,486

$74,000

$53,321

--%

$127,321

2016

$1,153

$70,000

$29,093

--%

$99,093

2014

$1,190

$0

$0

--%

$99,350

2013

$1,085

$0

$0

--%

$99,928

2012

$1,279

$0

$0

--%

$117,940

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Average Home Price in 32407

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$274,000

3 Beds

2 Baths

972 Sqft

1,350 Lot (sqft)

Sold 09/29/2026

$990,000

2 Beds

2 Baths

920 Sqft

14,549 Lot (sqft)

Sold 09/29/2026

$344,900

2 Beds

1.5 Baths

972 Sqft

914 Lot (sqft)

Sold 10/06/2026

$299,900

2 Beds

2 Baths

972 Sqft

914 Lot (sqft)

Sold 10/05/2026

$285,000

2 Beds

2 Baths

862 Sqft

6,446 Lot (sqft)

Sold 10/06/2026

$365,000

2 Beds

2 Baths

972 Sqft

1,132 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
990,000
$
Down payment
198,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,940
$
HOA (Monthly)
0
$
PMI
0
$
$6,408
Your Payment
Total Monthly Payment:$6,408
Percent of Income:110%
Affordable:No

Details for 622 GARDENIA ST

Property Debt

Foreclosure Contact Details