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$294,900

Listing Price

3beds

2baths

1,536sqft

8,999sqft lot

401 N Garden St, Lake City, MN 55041

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

206.75

Price / sqft

1847

Year built

Home Details

Discover this beautifully maintained residence in the heart of Lake City, MN, offering a perfect blend of modern updates and timeless charm. Ideal for everyone! The home features separate sleepingnspaces with the master suite on the main level and oversized bedrooms upstairs. The main floor boasts a warm and inviting atmosphere with a spacious living room, an updated kitchen ideal for culinary enthusiasts, and a convenient laundry room. The primary suite provides a private retreat with an en-suite bathroom and walk-in closet. An additional office space offers flexibility for remote work or study, while a fully enclosed porch invites relaxation in any season. Upstairs, youll find generously oversized bedrooms and a full bathroom, offering ample space and privacy. The expansive yard is perfect for outdoor activities, featuring two specificnoutdoor spacesa cozy fire pit area and a hot tub under a pergola for ultimate relaxation.nA paved concrete driveway offers additional parking spaces, complementing the attached one-car garage for added convenience. Situated in a friendly neighborhood with easy and walkable access to local amenities like the river walk, Ohuta Beach, Lake City Marina, many restaurants, boutiques and events. This home is ideal for those seeking space, comfort, and modern living within blocks of the majestic backdrop of Lake Pepin and its valley and bluffs. Dont miss the opportunity to make this Lake City gem your new haven!

Interior Details

Square Feet
  • 1536

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8999

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,760

$33,800

$111,200

--%

$145,000

2020

$1,760

$22,500

$111,900

--%

$134,400

2019

$1,788

$22,500

$110,800

--%

$133,300

2017

$1,600

$22,500

$100,400

--%

$122,900

2015

$890

$0

$0

--%

$0

percent-home-icon

Average Home Price in 55041

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$289,000

3 Beds

2 Baths

1,352 Sqft

9,693 Lot (sqft)

Sold 09/29/2026

$200,580

2 Beds

2.5 Baths

1,338 Sqft

9,640 Lot (sqft)

Sold 10/06/2026

$294,900

3 Beds

2 Baths

1,536 Sqft

8,999 Lot (sqft)

Sold 09/29/2026

$219,000

3 Beds

2 Baths

1,540 Sqft

12,498 Lot (sqft)

Sold 09/29/2026

$188,066

3 Beds

2 Baths

1,435 Sqft

6,135 Lot (sqft)

Sold 10/06/2026

$308,476

3 Beds

2.5 Baths

1,741 Sqft

14,198 Lot (sqft)

Sold 10/06/2026

$260,000

3 Beds

2.5 Baths

1,495 Sqft

7,099 Lot (sqft)

Sold 10/06/2026

$294,900

3 Beds

2 Baths

1,666 Sqft

14,198 Lot (sqft)

Sold 07/10/2025

$248,000

3 Beds

2.5 Baths

1,348 Sqft

6,765 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
294,900
$
Down payment
58,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,769.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,909
Your Payment
Total Monthly Payment:$1,909
Percent of Income:33%
Affordable:No

Details for 401 N GARDEN ST

Property Debt

Foreclosure Contact Details