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$1,095,000

Listing Price

2beds

1baths

1,138sqft

2,856sqft lot

903 Frances St, Key West, FL 33040

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

820.02

Price / sqft

1913

Year built

Home Details

Welcome to 903 Frances in the heart of Old Town, where the possibilities for enhancing and customizing this Key West retreat are virtually limitless. The owner's dedication shines through in the lush canopy of trees planted over the years. The trees provide complete privacy for the home, enveloping it in a serene sanctuary shielded from the outside world. The towering palms create several tropical private retreat areas, making it the perfect escape from the Key West heat. Alongside a spacious outdoor deck, this property also features a refreshing swimming pool, ideal for relaxation. Featuring two bedrooms on the main level there is also an expansive 484 square feet loft space adorned with a deck. While the home awaits your personal touch, its charm is undeniable. The generous size of the lot offers ample space for potential additions or expansions. In addition to the 2856 sq ft lot there is another 462 sq ft city granted easement. This residence is in the heart of Old Town and in the X flood zone. Off-street parking coming from Havana Lane.

Interior Details

Square Feet
  • 1138

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    None

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    None

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 2856

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,780

$408,408

$90,640

--%

$499,048

2019

$4,532

$385,560

$81,128

--%

$466,688

2018

$4,335

$354,144

$81,502

--%

$435,646

2017

$4,409

$354,144

$81,876

--%

$436,020

2016

$4,988

$396,980

$76,599

--%

$473,579

2014

$2,594

$0

$0

--%

$239,585

2013

$2,947

$0

$0

--%

$236,044

2012

$2,030

$0

$0

--%

$232,098

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Average Home Price in 33040

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,084,147

2 Beds

2 Baths

1,092 Sqft

2,052 Lot (sqft)

Sold 09/25/2026

$1,172,686

2 Beds

2 Baths

1,039 Sqft

4,808 Lot (sqft)

Sold 09/25/2026

$908,724

2 Beds

1 Baths

1,205 Sqft

5,025 Lot (sqft)

Sold 08/05/2026

$1,532,814

3 Beds

1 Baths

1,076 Sqft

5,930 Lot (sqft)

Sold 07/25/2026

$1,259,401

2 Beds

2 Baths

1,152 Sqft

2,040 Lot (sqft)

Sold 07/22/2026

$740,365

2 Beds

1 Baths

976 Sqft

1,660 Lot (sqft)

Sold 05/18/2026

$1,095,000

2 Beds

1 Baths

1,138 Sqft

2,856 Lot (sqft)

Sold 09/29/2026

$2,285,604

3 Beds

3.5 Baths

1,058 Sqft

2,464 Lot (sqft)

Sold 10/05/2026

$1,600,000

2 Beds

2 Baths

1,102 Sqft

4,207 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,095,000
$
Down payment
219,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
6,570
$
HOA (Monthly)
0
$
PMI
0
$
$7,088
Your Payment
Total Monthly Payment:$7,088
Percent of Income:122%
Affordable:No

Details for 903 FRANCES ST

Property Debt

Foreclosure Contact Details