173 Flach Dr, Saint Johns, FL 32259

*ASSUMABLE 2.5% FHA LOAN*nnQualified buyers have the opportunity to assume the seller's existing FHA loan at just 2.5% interest, creating the potential for significant monthly savings compared to current market rates. In a time when affordability is top of mind for many buyers, this feature alone sets this home apart.nnBuilt in 2020, this upgraded Richmond American Moonstone floor plan offers a combination that is becoming increasingly difficult to find in St. Johns County: a larger homesite with added privacy between neighbors. Plus no CDD fees.nnFrom the moment you arrive, the expanded paver driveway makes an impression, providing parking for up to six vehicles in addition to the two-car garage--a rare and highly practical feature for gatherings, guests, or multi-driver households. Inside, the thoughtfully designed layout balances open-concept living with everyday functionality. The dedicated downstairs office creates the perfect work-from-home space and offers the potential to become a true guest suite with the addition of a shower. The spacious living, dining, and kitchen areas flow seamlessly together, creating a home that feels equally suited for entertaining and everyday life.nnThe kitchen serves as the heart of the home, overlooking the main living spaces and allowing everyone to stay connected. Large windows throughout bring in abundant natural light while showcasing the extra space and privacy that make this property stand out from many newer communities.nnStep outs