320 Fingerlake Rd, Penhook, VA 24137

a rare waterfront opportunity on smith mountain lake!this sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. perfectly positioned to take in the beauty of smith mountain lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining.downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area--perfect for hosting gatherings or relaxing after a day on the water.whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes--and short-term rentals are allowed, offering incredible income potential seller is now offering short term owner financing with an acceptable offer. fantastic investment opportunity.