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$345,000

Listing Price

3beds

2baths

1,152sqft

10,019sqft lot

185 Exchange St, Albany, NY 12205

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Single Family

Home type

310.32

Price / sqft

1954

Year built

Home Details

OPEN HOUSE CANCELLED - OFFER ACCEPTEDnWelcome to 185 Exchange Street in Colonie, NY! This solid brick ranch in the highly desirable South Colonie School District offers the perfect blend of space, flexibility, and location in the heart of the Capital Region, just minutes from Albany, Latham, and major highways (I-87 & I-90).nThis 3-bedroom, 2 full bath home features a bright main level with a spacious living room, hardwood floors, and an eat-in kitchen. The fully finished, heated basement expands your living space with an additional private room, perfect for hobbies, a home office, or guest overflow, along with a full bathroom, second kitchen area, bar, and gas fireplace, ideal for an in-law suite, guest space, or multi generational living.nSituated on a 0.23 acre level lot, the property includes a detached 2 car garage, an extended driveway with ample parking, and a fully fenced backyard with a patio and above ground pool, perfect for outdoor entertaining and summer enjoyment.nAdditional features include central air, natural gas heating, public water and sewer, and convenient proximity to shopping, restaurants, Albany International Airport, hospitals, SUNY Albany, and downtown Albany.nA versatile home offering space, location, and opportunity, perfect for anyone seeking flexible living in Colonie.

Interior Details

Square Feet
  • 1152

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10019

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,166

$24,500

$73,500

--%

$98,000

2018

$4,055

$24,500

$73,500

--%

$98,000

2017

$2,604

$24,500

$73,500

--%

$98,000

2016

$3,997

$24,500

$73,500

--%

$98,000

2015

$5,317

$24,500

$73,500

--%

$98,000

2013

$2,064

$24,500

$73,500

--%

$98,000

2011

$3,074

$24,500

$73,500

--%

$98,000

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Average Home Price in 12205

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Bed

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Sqft

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Sold Date

$274,859

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Sold 10/18/2026

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2 Beds

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Sold 10/13/2026

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3 Beds

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Sold 10/13/2026

$270,000

3 Beds

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Sold 10/13/2026

$292,900

3 Beds

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Sold 10/13/2026

$249,000

3 Beds

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1,184 Sqft

4,356 Lot (sqft)

Sold 10/13/2026

$345,000

3 Beds

2 Baths

1,152 Sqft

10,019 Lot (sqft)

Sold 10/13/2026

$318,831

3 Beds

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1,108 Sqft

9,148 Lot (sqft)

Sold 10/18/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
345,000
$
Down payment
69,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,070
$
HOA (Monthly)
0
$
PMI
0
$
$2,233
Your Payment
Total Monthly Payment:$2,233
Percent of Income:38%
Affordable:No

Details for 185 EXCHANGE ST

Property Debt

Foreclosure Contact Details