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$362,000

Listing Price

4beds

2baths

2,066sqft

11,025sqft lot

640 Encarnacion St, Punta Gorda, FL 33983

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

177.88

Price / sqft

2021

Year built

Home Details

One or more photo(s) has been virtually staged. Virtually staged *** BRAND NEW PRICE*** Privacy PLUS with this STUNNING 2021 BUILT 3 bedroom /2 Bath/ with large 3 CAR GARAGE featuring an additional versatile DEN/FLEX/4th bedroom! RELAX in STYLE...This incredible estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT plus a LOW HOMEOWNER's INSURANCE COST ( no Flood zone) for this awesome home in prestigious deed restricted community of Deep Creek backing up to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEFS KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with

Interior Details

Square Feet
  • 2066

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11025

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick/stone (brick And/or Stone)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$502

$12,240

$0

--%

$12,240

2019

$418

$0

$0

--%

$3,577

2018

$386

$9,724

$0

--%

$9,724

2017

$370

$7,863

$0

--%

$7,863

2016

$369

$8,075

$0

--%

$8,075

2014

$232

$0

$0

--%

$2,221

2013

$214

$0

$0

--%

$2,019

2012

$212

$0

$0

--%

$1,913

percent-home-icon

Average Home Price in 33983

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$398,384

4 Beds

2 Baths

2,247 Sqft

9,600 Lot (sqft)

Sold 10/08/2026

$250,000

3 Beds

2 Baths

2,189 Sqft

11,640 Lot (sqft)

Sold 10/07/2026

$365,497

3 Beds

2.5 Baths

1,912 Sqft

10,541 Lot (sqft)

Sold 09/23/2026

$248,932

3 Beds

2 Baths

2,218 Sqft

12,412 Lot (sqft)

Sold 09/10/2026

$--

4 Beds

2 Baths

2,145 Sqft

20,640 Lot (sqft)

Sold 07/28/2026

$367,814

3 Beds

3 Baths

2,218 Sqft

9,619 Lot (sqft)

Sold 05/01/2026

$388,350

4 Beds

3 Baths

2,020 Sqft

12,186 Lot (sqft)

Sold 09/29/2026

$--

3 Beds

2 Baths

2,062 Sqft

10,500 Lot (sqft)

Sold 10/05/2026

$339,950

4 Beds

2 Baths

1,846 Sqft

10,665 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
362,000
$
Down payment
72,400
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,172
$
HOA (Monthly)
0
$
PMI
0
$
$2,343
Your Payment
Total Monthly Payment:$2,343
Percent of Income:40%
Affordable:No

Details for 640 ENCARNACION ST

Property Debt

Foreclosure Contact Details