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$649,000

Listing Price

3beds

2baths

1,380sqft

8,712sqft lot

165 Elm St, Saratoga Springs, NY 12866

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

514.44

Price / sqft

1880

Year built

Home Details

Nothing to do but move in to this beautifully updated and maintained loft style home in the West Side ''Arts District''. High ceilings, hardwood floors, brand new bathrooms, front and back Trex decks. Two large bedrooms upstairs with full bath and loft area for work or play. Second floor laundry. Basement bedroom with egress windows is currently used as a recording studio. Brand new roof and HVAC. Large 200 foot deep lot is tree lined, private and fenced in. Off street parking for 3+ cars. Plenty of space for a garage and is allowed in UR-3 zone. Close to the High School, Division Street School, and everything else Saratoga Springs has to offer!

Interior Details

Square Feet
  • 1380

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8712

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,681

$58,500

$91,800

--%

$150,300

2018

$1,445

$58,500

$91,800

--%

$150,300

2017

$1,443

$58,500

$91,800

--%

$150,300

2016

$2,656

$58,500

$91,800

--%

$150,300

2015

$3,826

$58,500

$91,800

--%

$150,300

2013

$3,704

$58,500

$91,800

--%

$150,300

2011

$3,660

$58,500

$91,800

--%

$150,300

percent-home-icon

Average Home Price in 12866

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$459,101

4 Beds

1 Baths

1,356 Sqft

2,178 Lot (sqft)

Sold 10/08/2026

$687,902

2 Beds

1.5 Baths

1,480 Sqft

7,841 Lot (sqft)

Sold 09/26/2026

$434,991

3 Beds

1.5 Baths

1,392 Sqft

21,344 Lot (sqft)

Sold 07/30/2026

$482,337

3 Beds

1.5 Baths

1,323 Sqft

34,412 Lot (sqft)

Sold 07/22/2026

$495,000

3 Beds

2 Baths

1,576 Sqft

15,246 Lot (sqft)

Sold 09/29/2026

$571,281

2 Beds

1.5 Baths

1,186 Sqft

15,682 Lot (sqft)

Sold 10/05/2026

$475,000

3 Beds

2 Baths

1,480 Sqft

4,356 Lot (sqft)

Sold 09/29/2026

$900,000

4 Beds

3 Baths

1,392 Sqft

7,405 Lot (sqft)

Sold 09/29/2026

$731,660

5 Beds

2 Baths

1,554 Sqft

5,663 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
649,000
$
Down payment
129,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,894
$
HOA (Monthly)
0
$
PMI
0
$
$4,201
Your Payment
Total Monthly Payment:$4,201
Percent of Income:72%
Affordable:No

Details for 165 ELM ST

Property Debt

Foreclosure Contact Details