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$475,000

Listing Price

3beds

2baths

1,480sqft

4,356sqft lot

177 Elm St, Saratoga Springs, NY 12866

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

326.5

Price / sqft

1880

Year built

Home Details

Rare opportunity for an owner-occupant or investor to own a renovated home in the heart of Saratoga Springs! Just a half mile to Broadway, you can enjoy award-winning dining, boutique shopping, and year-round events while still having the space and privacy that's nearly impossible to find in the city. Set on a spacious corner double lot, this move-in ready property offers the perfect combination of modern updates and flexible living space, all with low Saratoga taxes. Renovated from top to bottom, the home features a brand-new kitchen, updated bathrooms, new flooring, walls and ceilings on the first floor, new lighting throughout, fresh interior paint, and a newly built front porch, creating a clean and modern feel inside and out. The functional layout includes a first-floor bedroom and full bath, ideal for guests, multigenerational living, or rental flexibility. Upstairs offers two additional bedrooms, a full bath, and a flex space with potential to create a private ensuite if desired. With the longest track season in history and the upcoming excitement surrounding the Belmont Stakes at Saratoga Race Course, demand for student and summer rentals is poised to surge. Lock in tenants now and capitalize on one of the strongest rental seasons Saratoga has ever seen. At just $325 per square foot, this is a standout opportunity to own a fully updated home on an oversized lot in one of the Capital Region's most sought-after locations!

Interior Details

Square Feet
  • 1480

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4356

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$379

$49,500

$101,500

--%

$151,000

2018

$1,199

$49,500

$101,500

--%

$151,000

2017

$1,199

$49,500

$101,500

--%

$151,000

2016

$1,330

$49,500

$101,500

--%

$151,000

2015

$3,139

$49,500

$101,500

--%

$151,000

2013

$2,217

$49,500

$101,500

--%

$151,000

2011

$2,128

$49,500

$101,500

--%

$151,000

percent-home-icon

Average Home Price in 12866

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$459,101

4 Beds

1 Baths

1,356 Sqft

2,178 Lot (sqft)

Sold 10/08/2026

$687,902

2 Beds

1.5 Baths

1,480 Sqft

7,841 Lot (sqft)

Sold 09/26/2026

$434,991

3 Beds

1.5 Baths

1,392 Sqft

21,344 Lot (sqft)

Sold 07/30/2026

$482,337

3 Beds

1.5 Baths

1,323 Sqft

34,412 Lot (sqft)

Sold 07/22/2026

$495,000

3 Beds

2 Baths

1,576 Sqft

15,246 Lot (sqft)

Sold 09/29/2026

$549,900

3 Beds

2 Baths

1,514 Sqft

6,098 Lot (sqft)

Sold 09/29/2026

$459,999

3 Beds

2 Baths

1,600 Sqft

6,970 Lot (sqft)

Sold 10/06/2026

$459,000

4 Beds

3 Baths

1,512 Sqft

10,019 Lot (sqft)

Sold 09/29/2026

$575,000

2 Beds

2 Baths

1,436 Sqft

6,098 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
475,000
$
Down payment
95,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,850
$
HOA (Monthly)
0
$
PMI
0
$
$3,075
Your Payment
Total Monthly Payment:$3,075
Percent of Income:53%
Affordable:No

Details for 177 ELM ST

Property Debt

Foreclosure Contact Details